Hamilton County property record for 509 Occonechee Cir, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,416 sqft · built 1950 |
| Lot Size | 0.35 acres (15,275 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $78,000 (Feb 2003) |
| Tax Bill | $1,093 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 118B G 011 |
| Primary APN | 118B G 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,275 sqft (0.35 acres) |
| Lot Dimensions | 192 ft deep x 127 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000044060 |
|---|---|
| Street Address | 509 OCCONECHEE CIR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 512 CROSS BROTHERS ADDN MANCHESTER PARK PB 17 PG 66 |
| Legal Subdivision | CROSS BROTHERS ADDN |
| Legal Lot Number | 512 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 10501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 OCCONECHEE CIR, CHATTANOOGA, TN 37415-4331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2003 · Amount on Record |
| Deed Sale | Feb 7, 2003 · Amount on Record |
| Prior Sale | Aug 19, 2002 · Amount on Record |
| Deed Document Number | 2003194 |
| Deed Book / Page | 6538 / 58 |
| Last Transfer Date | Jun 24, 2009 |
| Transfer Doc | 0000000072 |
| Record Updated | Oct 29, 2026 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,093.00 (+23.22%) | $72,150 (+81.97%) | $288,600 (+81.97%) Land $80,000 Building $208,600 |
| 2024 | $887.00 | $39,650 (-) | $158,600 (-) Land $70,000 Building $88,600 |
| 2023 | $887.00 | $39,650 (-) | $158,600 (-) Land $70,000 Building $88,600 |
| 2022 | $887.00 | $39,650 | $158,600 Land $70,000 Building $88,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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