Hamilton County property record for 504 Occonechee Cir, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,824 sqft · built 1955 |
| Lot Size | 0.372 acres (16,240 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $88,500 (Sep 1999) |
| Tax Bill | $1,399 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 118B G 013 |
| Primary APN | 118B G 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,240 sqft (0.372 acres) |
| Lot Dimensions | 121 ft deep x 130 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000044062 |
|---|---|
| Street Address | 504 OCCONECHEE CIR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 506 CROSS BROTHERS ADDN MANCHESTER PARK PB 17 PG 66 |
| Legal Subdivision | CROSS BROTHERS ADDN |
| Legal Lot Number | 506 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 10501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
504 Occonechee Cir is owner-occupied and held in a trust since September 2026.
Source: Hamilton County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 504 OCCONECHEE CIR, CHATTANOOGA, TN 37415-4331 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 19, 2017 | Loan Modification, Mortgage · Conventional Mortgage REGIONS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1999 · Amount on File |
| Deed Sale | Sep 1, 1999 · Amount on File |
| Deed Document Number | 1999104 |
| Deed Book / Page | 5435 / 279 |
| Last Transfer Date | Sep 30, 2026 |
| Transfer Doc | 0000000202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 8, 2026 |
| Property Address | 504 OCCONECHEE CIR, CHATTANOOGA, TN 37415-4331 |
| Document Number | 0000000202 |
| Book / Page | 14465 / 460 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 20261008202 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 504 OCCONECHEE CIR, CHATTANOOGA, TN 37415-4331 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 504 OCCONECHEE CIR, CHATTANOOGA, TN 37415-4331 |
| Document Number | 0000000014 |
| Book / Page | 011199 / 000858 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 504 OCCONECHEE CIR CHATTANOOGA TN 374154331, CHATTANOOGA, TN 37415-4331 |
| Document Number | 0000000014 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 011199/000858 |
| Instrument | 14 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | HATTIESBURG, MS 39401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 504 Occonechee Cir was $1,399, up 45.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,399.00 (+45.73%) | $92,325 (+115.08%) | $369,300 (+115.08%) Land $80,000 Building $289,300 |
| 2024 | $960.00 | $42,925 (-) | $171,700 (-) Land $70,000 Building $101,700 |
| 2023 | $960.00 | $42,925 (-) | $171,700 (-) Land $70,000 Building $101,700 |
| 2022 | $960.00 | $42,925 | $171,700 Land $70,000 Building $101,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 504 Occonechee Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 504 Occonechee Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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