Carroll County property record for 509 Morelock Schoolhouse Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,743 sqft · built 1960 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,900 (Mar 2017) |
| Tax Bill | $3,585 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-004739 |
| Primary APN | 02-004739 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,743 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 206 sqft |
| Shed | 1 Shed |
| Shed Area | 1,300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 004739 |
|---|---|
| Street Address | 509 MORELOCK SCHOOLHOUSE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 2.00 ACS 509 MORELOCK SCHOOLHOUSE S OF FRIZZELBURG |
| Legal Subdivision | FRIZZELBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 502000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Scott, Robert and Phyllis, House listed 2004 · 1 contributing resources · NRIS 04001377 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Jun 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Mar 28, 2017 | Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2017 · Amount on Record |
| Deed Sale | Mar 28, 2017 · Amount on Record |
| Prior Sale | Sep 14, 2015 · Amount on Record |
| Deed Document Number | 20178646-0001 |
| Deed Book / Page | 8646 / 1 |
| Prior Transfer Date | Aug 18, 2015 |
| Prior Transfer Doc | 0080960293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 509 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0092170230 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 9217/0230 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 509 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100050057 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 10005/57 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 21, 2017 |
| Property Address | 509 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Document Number | 0087250332 |
| Book / Page | 008725 / 000332 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 MORELOCK SCHOOLHOUSE RD WESTMINSTER MD 211583730, WESTMINSTER, MD 21158-3730 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 28, 2017 |
| Property Address | 509 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Document Number | 0086460001 |
| Book / Page | 8646 / 0001 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 8646-0001 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 901 SEMMES AVE # AVE6TH, 901, RICHMOND, VA 23224-2270 |
| Name | Verified Name |
|---|---|
| Address | 509 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Document Number | 0086460007 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 8646-0007 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,585.00 (+5.75%) Homeowner's exemption | $380,900 (+43.79%) Land $135,000 Building $245,900 | $380,900 (+43.79%) Land $135,000 Building $245,900 |
| 2025 | $3,390.00 (+13.26%) Homeowner's exemption | ||
| 2023 | $2,993.00 Homeowner's exemption | $264,900 Land $135,000 Building $129,900 | $264,900 Land $135,000 Building $129,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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