Carroll County property record for 529 Morelock Schoolhouse Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,880 sqft · built 1977 |
| Lot Size | 5.33 acres (232,349 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $297,000 (Apr 2015) |
| Tax Bill | $6,820 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-004143 |
| Primary APN | 02-004143 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,880 sqft Total Area |
| Basement Area | 1,684 sqft |
| Finished Basement | 1,684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 232,349 sqft (5.33 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 298 sqft |
| Deck Area | Deck Area |
| Patio Area | 412 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 004143 |
|---|---|
| Street Address | 529 MORELOCK SCHOOLHOUSE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 5.3337 ACS 529 MORELOCK SCHOOLHOUSE S OF FRIZZELBURG |
| Legal Subdivision | FRIZZELBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 502000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 529 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2015 · Amount on Record |
| Deed Sale | Apr 29, 2015 · Amount on Record |
| Prior Sale | Jan 22, 2015 · Amount on Record |
| Deed Book / Page | 7956 / 157 |
| Prior Transfer Date | Jan 13, 2015 |
| Prior Transfer Doc | 0078680096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 529 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0085740241 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 8574/0241 |
| Instrument | 8574-0241 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 529 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 529 MORELOCK SCHOOLHOUSE RD, WESTMINSTER, MD 21158-3729 |
| Document Number | 0106010369 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 10601/369 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WESTMINSTER, MD 21157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,820.00 (+3.15%) | $603,700 (+10.18%) Land $156,600 Building $447,100 | $603,700 (+10.18%) Land $156,600 Building $447,100 |
| 2025 | $6,612.00 (+6.8%) | ||
| 2023 | $6,191.00 | $547,900 Land $156,600 Building $391,300 | $547,900 Land $156,600 Building $391,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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