509 Long Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 509 Long Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,620 sqft · built 1995
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,500 (Apr 2026)
Tax Bill	$2,114 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
APN	`03-26-0-407-022`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-407-022`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	23,522 sqft (0.54 acres)

Exterior Amenities

Deck Area	25 sqft
Patio Area	205 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	509 LONG DR
City	O FALLON
State	IL
Zip	62269-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS 2ND ADD LOT/SEC-121 LOT 120 & 121 A02822285
Legal Subdivision	RIDGE PRAIRIE ADD
Legal Block	407
Legal Lot Number	120-121
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3001
Census Tract	503414

Owner

Source: St. Clair County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 LONG DR, O FALLON, IL 62269-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Apr 27, 2020	Warranty Deed, Transfer DAS ACQUISITION
May 3, 2019	Grant Deed, Construction Loan · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Aug 16, 2024 · Amount on Record
Deed Document Number	20262879513
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 6, 2026
Property Address	509 LONG DR, O FALLON, IL 62269-1733
Document Number	0002879513
Instrument Date	Mar 23, 2026
Instrument	20262879513
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39,011.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 LONG DR, O FALLON, IL 62269-1733

Mortgage

Date	Apr 6, 2026

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 27, 2020
Property Address	509 LONG DR, O FALLON, IL 62269-1733
Document Number	00A2649207
Instrument Date	Apr 23, 2020
Instrument	2649207
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	509 LONG DR O FALLON IL 622691733, O FALLON, IL 62269-1733

Mortgage

Document Number	A2649208
Date	Apr 27, 2020
Instrument	2649208

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	A2649209,
Date	Apr 27, 2020
Instrument	2649209

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 3, 2019
Property Address	509 LONG DR, O FALLON, IL 62269-1733
Document Number	00A2611815
Instrument Date	Apr 24, 2019
Instrument	2611815
Transaction Type	Construction Loan
Record Updated	Jun 7, 2019
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$87.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2059 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Mortgage

Document Number	A2611816
Date	May 3, 2019
Instrument	2611816

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 2, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,114.00	$44,745 (+20.33%) Land $5,318 Building $39,427	$134,235 (+20.33%) Land $15,954 Building $118,281
2022		$37,184 Land $4,612 Building $32,572	$111,552 Land $13,836 Building $97,716

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: i3 Broadband, Verizon.

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