403 Long Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 403 Long Dr, O Fallon, IL 62269 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1973
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$115,500 (Sep 2018)
Tax Bill	$2,507 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Mortgage + 3 more
APN	`03-26-0-407-013`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-407-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Mixed
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	403 LONG DR
City	O FALLON
State	IL
Zip	62269-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS 1ST ADD LOT/SEC-76 A02591383
Legal Subdivision	RIDGE PRAIRIE ADD
Legal Block	407
Legal Lot Number	76
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3001
Census Tract	503414

Owner

Source: St. Clair County records · APN 03-26-0-407-013

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 LONG DR, O FALLON, IL 62269-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT
Oct 30, 2020	Deed of Trust, Mortgage OCEANSIDE MTG
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG
Jul 23, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG
Sep 25, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Feb 28, 2008 · Amount on Record
Deed Document Number	20182591383
Prior Transfer Date	Apr 09, 2015
Prior Transfer Doc	00A2450711
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jul 24, 2026
Property Address	403 LONG DR, O FALLON, IL 62269-1732
Document Number	0002890535
Instrument Date	Jul 15, 2026
Instrument	20262890535
Transaction Type	Mortgage
Record Updated	Aug 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LONG DR, O FALLON, IL 62269-1732

Mortgage

Document Number	0002890535,
Date	Jul 24, 2026
Instrument	20262890535

Lender

Name	LOANDEPOT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 LONG DR, O FALLON, IL 62269-1732
Document Number	00A2677744
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 08, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LONG DR O FALLON IL 622691732, O FALLON, IL 62269-1732

Mortgage

Document Number	00A2677744
Date	Nov 30, 2020
Instrument	2677744

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 LONG DR, O FALLON, IL 62269-1732
Document Number	00A2644137
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LONG DR O FALLON IL 622691732, O FALLON, IL 62269-1732

Mortgage

Document Number	00A2644137
Date	Mar 03, 2020
Instrument	2644137

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2050

Interest

Rate	3.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 LONG DR, O FALLON, IL 62269-1732
Document Number	00A2621158
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LONG DR O FALLON IL 622691732, O FALLON, IL 62269-1732

Mortgage

Document Number	00A2621158
Date	Aug 01, 2019
Instrument	2621158

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate	3.87%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 25, 2018
Property Address	403 LONG DR, O FALLON, IL 62269-1732
Document Number	00A2591383
Instrument Date	Sep 14, 2018
Instrument	2591383
Transaction Type	Transfer
Record Updated	Oct 05, 2018
Title Company	ADVANCE TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$173.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LONG DR O FALLON IL 622691732, O FALLON, IL 62269-1732

Mortgage

Document Number	A2591384
Date	Sep 25, 2018
Instrument	2591384

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,507.00	$41,373 (+29.56%) Land $3,844 Building $37,529	$124,119 (+29.56%) Land $11,532 Building $112,587
2022		$31,934 Land $3,334 Building $28,600	$95,802 Land $10,002 Building $85,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635034143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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