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509 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 509 Kenneth Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 1,064 sqft · built 1979
Lot Size0.017 acres (728 sqft)
OwnerIndividual Name on Record
Last Sale$103,500 (Oct 2020)
Tax Bill$2,356 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Apr 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-07-402-039

Property Details

APN / Parcel Number

Primary APN06-07-402-039
Alternative APN
  • 06-07-402-039-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,064 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialTar & Gravel
Lot Area728 sqft (0.017 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address509 KENNETH CIR
CityELGIN
StateIL
Zip60120-4335
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(KENNINGTON) (SQUARE) RESUB OF PT OF SE SE SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionKENNINGTON SQUARE
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4014
Census Tract804403

Owner

Source: Cook County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1414 BEVERLY LN, STREAMWOOD, IL 60107-2836
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Grant Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG
Apr 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 2, 2018Warranty Deed, Transfer
ATTORNEY'S TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2020 · Amount on Record
Deed SaleOct 13, 2020 · Amount on Record
Prior SaleJan 2, 2018 · Amount on Record
Deed Document Number202041161
Prior Transfer DateApr 10, 2018
Prior Transfer Doc0000055008
Record UpdatedOct 29, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateOct 13, 2020
Property Address509 KENNETH CIR, ELGIN, IL 60120-4335
Document Number2028541161
Instrument DateAug 14, 2020
Instrument28541161
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$104.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1414 BEVERLY LN STREAMWOOD IL 601072836, STREAMWOOD, IL 60107-2836

Mortgage

Document Number2028541162
DateOct 13, 2020
Instrument28541162
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 12, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateApr 13, 2018
Property Address509 KENNETH CIR, ELGIN, IL 60120-4335
Document Number1810355008
Instrument DateApr 10, 2018
Instrument10355008
Transaction TypeTransfer
Record UpdatedApr 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1635 KEY ST THE VILLAGES FL 321632857, THE VILLAGES, FL 32163-2857

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 2, 2018
Property Address509 KENNETH CIR, ELGIN, IL 60120-4335
Document Number1800215009
Instrument DateDec 22, 2017
Instrument215009
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
Tax$62.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1635 KEY ST THE VILLAGES FL 321632857, THE VILLAGES, FL 32163-2857

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,000 (+21.75%) Land $510 Building $13,490$140,000 (+21.75%) Land $5,100 Building $134,900
2023$2,356.00 (+4.29%)
2022$2,259.00$11,499 Land $1,499 Building $10,000$114,990 Land $14,990 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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