508 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 508 Kenneth Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 1,064 sqft · built 1979
Lot Size0.019 acres (821 sqft)
OwnerIndividual Name on Record
Last Sale$156,500 (Feb 2024)
Tax Bill$3,310 (2023)
Deeds & MortgagesOct 2025 Mortgage
Feb 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-07-402-038

Property Details

APN / Parcel Number

Primary APN06-07-402-038
Alternative APN
  • 06-07-402-038-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,064 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTar & Gravel
Lot Area821 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address508 KENNETH CIR
CityELGIN
StateIL
Zip60120-4335
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(KENNINGTON) (SQUARE) RESUB OF PT OF SE SE SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionKENNINGTON SQUARE
Legal Block1800
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4014
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address508 KENNETH CIR, ELGIN, IL 60120-4335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 21, 2024Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Oct 9, 2019Warranty Deed, Transfer · Conventional Mortgage
MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2024 · Amount on Record
Deed SaleFeb 21, 2024 · Amount on Record
Prior SaleOct 9, 2019 · Amount on Record
Deed Document Number202428091
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address508 KENNETH CIR, ELGIN, IL 60120-4335
Transaction TypeMortgage
Record UpdatedNov 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 KENNETH CIR, ELGIN, IL 60120-4335

Mortgage

Document Number0029620270
DateOct 23, 2025
Instrument2529620270
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045
Interest
Rate5.75%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 21, 2024
Property Address508 KENNETH CIR, ELGIN, IL 60120-4335
Document Number0005228091
Instrument DateDec 19, 2023
Instrument2405228091
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 KENNETH CIR, ELGIN, IL 60120-4335

Mortgage

Document Number0005228092
DateFeb 21, 2024
Instrument2405228092
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2054
Interest
Rate7.25%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 9, 2019
Property Address508 KENNETH CIR, ELGIN, IL 60120-4335
Document Number1928210070
Instrument DateSep 17, 2019
Instrument28210070
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$89.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3701 ORIOLE LN ROLLING MEADOWS IL 600082849, ROLLING MEADOWS, IL 60008-2849

Mortgage

Document Number1928210071
DateOct 9, 2019
Instrument28210071
Lender
NameMUTUAL/OMAHA MTG LLC
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 8, 2049
Interest
Rate TypeFixed Rate
Rate5.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,000 (+21.75%) Land $575 Building $13,425$140,000 (+21.75%) Land $5,750 Building $134,250
2023$3,310.00 (+2.92%)
2022$3,216.00 (+42.68%)$11,499 (+75.8%) Land $1,499 Building $10,000$114,990 (+75.8%) Land $14,990 Building $100,000
2021$2,254.00$6,541 Land $431 Building $6,110$65,410 Land $4,310 Building $61,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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