509 Floyd St, Sanborn, IA 51248 Property Records

O'Brien County property record for 509 Floyd St, Sanborn, IA 51248

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,146 sqft · built 1904
Lot Size0.139 acres (6,035 sqft)
OwnerCompany Name on Record
Last Sale$74,000 (Nov 2023)
Tax Bill$1,134 (2025)
Deeds & MortgagesNov 2023 Sale & Line of Credit
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0026760000

Property Details

APN / Parcel Number

Primary APN0026760000
Alternative APN
  • 0000267600

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,146 sqft Living Area
1st Floor Area1,104 sqft
Basement Area552 sqft
Unfinished Basement552 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,035 sqft (0.139 acres)
Lot Dimensions85 ft deep x 71 ft wide
Garage TypeDetached
Garage Area462 sqft
PorchSlab
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address509 FLOYD ST
CitySANBORN
StateIA
Zip51248-1087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTOCUM & LAWLERS 2ND ADDITION N 1/2 OF LOT 7 & E 35 OF N 1/2 OF LOT 8 BLK 27
Legal SubdivisionSTOCUM & LAWLER'S 2ND ADDITION
Legal Block27
Legal Lot Number7,8
JurisdictionO'BRIEN IA
Township / Civil DivisionFRANKLIN
Census Block Group4
Census Block4024
Census Tract490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1420 S 10TH AVE, SHELDON, IA 51201-1902
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Warranty Deed, Transfer · Line of Credit
CITIZENS STATE BANK
Jul 1, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
May 24, 2017Warranty Deed, Transfer · Conventional Mortgage
LOW BANKERS MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleJul 1, 2021 · Amount on Record
Deed Document Number20232531
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateNov 27, 2023
Property Address509 FLOYD ST, SANBORN, IA 51248-1087
Document Number0202302531
Instrument DateNov 21, 2023
Instrument2023-02531
Transaction TypeTransfer
Record UpdatedDec 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$117.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 S 10TH AVE, SHELDON, IA 51201-1902

Mortgage

Document Number0202302532
DateNov 27, 2023
Instrument2023-02532
Lender
NameCITIZENS STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 22, 2038

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateJul 1, 2021
Property Address509 FLOYD ST, SANBORN, IA 51248-1087
Document Number202102038
Instrument DateJun 30, 2021
Instrument2021-02038
Transaction TypeTransfer
Record UpdatedJul 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$112.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 FLOYD ST, SANBORN, IA 51248-1087

Mortgage

Document Number202102039
DateJul 1, 2021
Instrument2021-02039
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateMay 24, 2017
Property Address509 FLOYD ST, SANBORN, IA 51248-1087
Document Number201701158
Instrument DateMay 19, 2017
Instrument2017-01158
Transaction TypeTransfer
Record UpdatedOct 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$93.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201701159
DateMay 24, 2017
Instrument2017-01159
Lender
NameLOW BANKERS MORTGAGE CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalitySanborn City
Unified School DistrictHartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,134.00 (-4.71%)$84,860 (+1.76%) Land $10,790 Building $74,070$84,860 (+1.76%) Land $10,790 Building $74,070
2024$1,190.00 (+35.84%)
2023$83,390 (+36.46%) Land $10,790 Building $72,600$83,390 (+36.46%) Land $10,790 Building $72,600
2022$876.00 Homeowner's exemption$61,110 Land $9,940 Building $51,170
2021$61,110 Land $9,940 Building $51,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANBORN WATER SUPPLY
serves 1,392 people · EPA ID IA7165025
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber
1,000 / 1,000
The Community Agency
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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