412 Floyd St, Sanborn, IA 51248 Property Records

O'Brien County property record for 412 Floyd St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,288 sqft · built 1971
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2020)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0026710000`

Property Details

APN / Parcel Number

Primary APN	`0026710000`
Alternative APN	`0000267100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	912 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	412 FLOYD ST
City	SANBORN
State	IA
Zip	51248-7761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOCUM & LAWLERS 2ND ADDITION W 1/2 OF LOT 11 & ALL OF LOT 12 BLK 4
Legal Subdivision	STOCUM & LAWLER'S 2ND ADDITION
Legal Block	4
Legal Lot Number	11,12
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4036
Census Tract	490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 FLOYD ST, SANBORN, IA 51248-7761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	20201989
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jul 27, 2020
Property Address	412 FLOYD ST, SANBORN, IA 51248-7761
Document Number	202001989
Instrument Date	Jul 22, 2020
Instrument	2020-01989
Transaction Type	Construction Loan
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 FLOYD ST, SANBORN, IA 51248-7761

Mortgage

Document Number	202001990
Date	Jul 27, 2020
Instrument	2020-01990

Lender

Name	SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2040

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 (+10.39%) Homeowner's exemption	$173,150 (+17.22%) Land $14,250 Building $158,900	$173,150 (+17.22%) Land $14,250 Building $158,900
2024	$1,964.00
2023		$147,710 (+17.27%) Land $14,250 Building $133,460	$147,710 (+17.27%) Land $14,250 Building $133,460
2022	$1,964.00 Homeowner's exemption	$125,960 Land $13,130 Building $112,830
2021			$125,960 Land $13,130 Building $112,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20