509 First Ave N, Baxter, TN 38544 Property Records

Putnam County property record for 509 First Ave N, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,863 sqft · built 1973
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Aug 2025)
Tax Bill	$1,973 (2022)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071056 10200`

Property Details

APN / Parcel Number

Primary APN	`071056 10200`
Alternative APN	`056 10200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,863 sqft Living Area
1st Floor Area	1,863 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	326,700 sqft (7.5 acres)
Garage Type	Finished
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	203 sqft
Utility Building	168 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 FIRST AVE N
City	BAXTER
State	TN
Zip	38544-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: N01
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

Source: Putnam County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	509 FIRST AVE N, BAXTER, TN 38544-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Warranty Deed, Transfer · FHA Mortgage GMFS LLC
Mar 19, 2018	Warranty Deed, Transfer · Line of Credit GUARANTY MTG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	314954
Deed Book / Page	1640 / 204
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 27, 2025
Property Address	509 FIRST AVE N, BAXTER, TN 38544-4415
Document Number	0001640204
Book / Page	1640 / 204
Instrument Date	Aug 26, 2025
Instrument	314954
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,058.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 1ST AVE N, BAXTER, TN 38544-4415

Mortgage

Document Number	0000314955
Date	Aug 27, 2025
Instrument	314955

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 19, 2018
Property Address	509 FIRST AVE N, BAXTER, TN 38544-4415
Document Number	RB1046795
Book / Page	001046 / 000795
Instrument Date	Mar 16, 2018
Instrument	211655
Transaction Type	Transfer
Record Updated	Apr 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 1ST AVE N BAXTER TN 385444415, BAXTER, TN 38544-4415

Mortgage

Document Number	RB10471
Date	Mar 19, 2018
Book Page	001047/000001
Instrument	211656

Lender

Name	GUARANTY MTG SVCS
Type	Mortgage Company
Address	BUFORD, GA 30518

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Baxter Town
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,475 (-) Land $15,625 Building $39,850
2023		$55,475 Land $15,625 Building $39,850
2022	$1,973.00
2021			$221,900 Land $62,500 Building $159,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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