440 First Ave N, Baxter, TN 38544 Property Records

Putnam County property record for 440 First Ave N, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,289 sqft · built 1998
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,677 (2025)
Deeds & Mortgages	May 2018 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071056 13601`

Property Details

APN / Parcel Number

Primary APN	`071056 13601`
Alternative APN	`056 13601`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,289 sqft Living Area
1st Floor Area	1,409 sqft
Upper Floors Area	880 sqft
Basement Area	1,409 sqft
Unfinished Basement	1,409 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	440 FIRST AVE N
City	BAXTER
State	TN
Zip	38544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: M01
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	4
Census Block	4000
Census Tract	1100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 613, BAXTER, TN 38544-0613
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Line of Credit US BK
May 23, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST TN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 1995
Deed Sale	Nov 13, 1995
Deed Document Number	0000381591
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	440 FIRST AVE N, BAXTER, TN 38544
Document Number	RB1187781
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	440 FIRST AVENUE BAXTER BAXTER TN 38544, BAXTER, TN 38544

Mortgage

Document Number	RB1187781
Date	Apr 2, 2020
Book Page	001187/000781
Instrument	238199

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	440 FIRST AVE N, BAXTER, TN 38544
Document Number	RB1063780
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	440 1ST AVE N BAXTER TN 38544, BAXTER, TN 38544

Mortgage

Document Number	RB1063780
Date	Jun 19, 2018
Book Page	001063/000780
Instrument	214925

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	440 FIRST AVE N, BAXTER, TN 38544
Document Number	RB1030362
Book / Page	001030 / 000362
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 1ST AVE N BAXTER TN 38544, BAXTER, TN 38544

Mortgage

Document Number	RB1030362
Date	Dec 4, 2017
Book Page	001030/000362
Instrument	208298

Lender

Name	FIRST TN BK
Type	Bank
Address	MEMPHIS, TN 38101-9815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 3, 2027

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,677.00 (+7.57%)	$63,050 (-) Land $3,850 Building $59,200
2023		$63,050 Land $3,850 Building $59,200
2022	$1,559.00
2021			$252,200 Land $15,400 Building $236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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