Hamilton County property record for 509 Eaves Pl, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 3,782 sqft · built 2023 |
| Lot Size | 0.176 acres (7,669 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $985,000 (Aug 2026) |
| Tax Bill | $3,788 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C J 040.02 |
| Primary APN | 135C J 040.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,782 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 7,669 sqft (0.176 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000384365 |
|---|---|
| Street Address | 509 EAVES PL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 CHATT INVESTMENT CO NO 1 PB 12 PG 24 OUT OF 135C-J-040 FOR 2017 |
| Legal Subdivision | CHATT INVESTMENT CO |
| Legal Lot Number | 31 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 509 EAVES PL, CHATTANOOGA, TN 37405-3448 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jul 5, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 16, 2021 | Warranty Deed, Transfer FIRST TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Prior Sale | Jul 5, 2023 |
| Deed Document Number | 202646 |
| Deed Book / Page | 14393 / 974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 5, 2026 |
| Property Address | 509 EAVES PL, CHATTANOOGA, TN 37405-3448 |
| Document Number | 0000000046 |
| Book / Page | 14393 / 974 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202646 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | PRECISION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368,094.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 509 EAVES PL, CHATTANOOGA, TN 37405-3448 |
| Document Number | 0000000047, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026547 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 5, 2023 |
| Property Address | 509 EAVES PL, CHATTANOOGA, TN 37405-3448 |
| Document Number | 0000000005 |
| Book / Page | 13336 / 156 |
| Map Reference | MB 12 PG 24 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023070500005 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 W BELL AVE, CHATTANOOGA, TN 37405-3406 |
| Document Number | 0000000006 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023070500006 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 16, 2021 |
| Property Address | 509 EAVES PL, CHATTANOOGA, TN 37405-3448 |
| Document Number | 0000000283 |
| Book / Page | 12654 / 320 |
| Map Reference | MB 12 PG 24 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021091600283 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $451.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4633, CHATTANOOGA, TN 37405-1439 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,788.00 (-31.64%) | $249,925 (+0.91%) | $999,700 (+0.91%) Land $125,000 Building $874,700 |
| 2024 | $5,541.00 (+44.22%) | $247,675 (+44.23%) | $990,700 (+44.23%) Land $70,000 Building $920,700 |
| 2023 | $3,842.00 (+1,211.26%) | $171,725 (+1,208.38%) | $686,900 (+1,208.38%) Land $70,000 Building $616,900 |
| 2022 | $293.00 | $13,125 | $52,500 Land $52,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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