493 Eaves Pl, Chattanooga, TN 37405 Property Records

Hamilton County property record for 493 Eaves Pl, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,200 sqft · built 2018
Lot Size0.134 acres (5,845 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Dec 2021)
Tax Bill$1,386 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Mar 2024 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN135C J 040.01

Property Details

APN / Parcel Number

Primary APN135C J 040.01
Alternative APN
  • 0000384364

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,200 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,845 sqft (0.134 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000384364
Street Address493 EAVES PL
CityCHATTANOOGA
StateTN
Zip37405-3465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 33 CHATT INVESTMENT CO NO 1 PB 12 PG 24 OUT OF 135C-J-040 FOR 2017
Legal SubdivisionCHATT INVESTMENT CO
Legal Lot Number33
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1011
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address493 EAVES PL, CHATTANOOGA, TN 37405-3465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 5, 2024Intrafamily Transfer, Transfer
Dec 10, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 9, 2018Warranty Deed, Transfer · Conventional with PMI
PINNACLE BK
Aug 30, 2017Quit Claim Deed, Transfer
Quitclaim
Feb 23, 2017Trustee's Deed, Construction Loan · Line of Credit
CAPITAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleJul 9, 2018 · Amount on Record
Deed Document Number2021106
Deed Book / Page12767 / 23
Last Transfer DateFeb 29, 2024
Transfer Doc0000000123
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address493 EAVES PL, CHATTANOOGA, TN 37405-3465
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000097
DateNov 3, 2025
Book Page14094/968
Instrument2025110300097
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateMar 5, 2024
Property Address493 EAVES PL, CHATTANOOGA, TN 37405-3465
Document Number0000000123
Book / Page13528 / 85
Map ReferenceMB 12 PG 24
Instrument DateFeb 29, 2024
Instrument2024030500123
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address493 EAVES PLATE, CHATTANOOGA, TN 37405-3465

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 10, 2021
Property Address493 EAVES PL, CHATTANOOGA, TN 37405-3465
Document Number0000000106
Book / Page12767 / 23
Map ReferenceMB 12 PG 24
Instrument DateDec 8, 2021
Instrument2021121000106
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,202.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address493 EAVES PL, CHATTANOOGA, TN 37405-3465

Mortgage

Document Number0001276729
DateDec 10, 2021
Instrument12767/29
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 9, 2018
Property Address493 EAVES PL, CHATTANOOGA, TN 37405-3465
Document Number0709000146
Book / Page011394 / 000791
Instrument DateJul 5, 2018
Instrument180709000146
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyTITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$969.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address493 EAVES PL CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number709000147
DateJul 9, 2018
Book Page011394/000793
Instrument180709000147
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 8, 2048

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 30, 2017
Property Address493 EAVES PL, CHATTANOOGA, TN 37405-3465
Document Number0000000092
Book / Page011141 / 000751
Instrument DateAug 10, 2017
Instrument92
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
Tax$443.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6921 SHORT TAIL SPRINGS RD HARRISON TN 373419481, HARRISON, TN 37341-9481

February 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateFeb 23, 2017
Property Address493 EAVES PL, CHATTANOOGA, TN 37405-3465
Book / Page010982 / 000163
Instrument DateFeb 14, 2017
Instrument25
Transaction TypeConstruction Loan
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 89 APISON TN 373020089, APISON, TN 37302-0089

Mortgage

Document Number0000000025
DateFeb 23, 2017
Book Page010982/000163
Instrument25
Lender
NameCAPITAL BK
TypeBank
AddressFT OGLETHORPE, GA 30742
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 22, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,386.00 (-2.67%)$91,500 (+43.75%)$366,000 (+43.75%) Land $106,300 Building $259,700
2024$1,424.00$63,650 (-)$254,600 (-) Land $59,500 Building $195,100
2023$1,424.00$63,650 (-)$254,600 (-) Land $59,500 Building $195,100
2022$1,424.00$63,650$254,600 Land $59,500 Building $195,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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