509 E Townley St, Bluffton, IN 46714 Property Records

Wells County property record for 509 E Townley St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 2000
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$156,689 (Nov 2024)
Tax Bill	$938 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-505-033.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-505-033.000-004`
Alternative APNs	`00001537954` `0100685700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	157 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001537954
Street Address	509 E TOWNLEY ST
City	BLUFFTON
State	IN
Zip	46714-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RW & JW TOWNLEYS SOUTH ADD LOT 148 (4-Q)
Legal Subdivision	RW & JW TOWNLEYS SOUTH ADD
Legal Lot Number	148
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3020
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E TOWNLEY ST, BLUFFTON, IN 46714-3715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Jul 10, 2017	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	20243963
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Feb 22, 2022
Property Address	509 E TOWNLEY ST, BLUFFTON, IN 46714-3715
Document Number	0020220749
Instrument Date	Feb 17, 2022
Instrument	20220749
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 E 700 N, OSSIAN, IN 46777-8922

Mortgage

Document Number	0020220750
Date	Feb 22, 2022
Instrument	20220750

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Jul 10, 2017
Property Address	509 E TOWNLEY ST, BLUFFTON, IN 46714-3715
Document Number	0020170056
Instrument Date	Jun 29, 2017
Instrument	20170056
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E TOWNLEY ST, BLUFFTON, IN 46714-3715

Mortgage

Document Number	0020170057
Date	Jul 10, 2017
Instrument	20170057

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$938.00 (+35.55%) Homeowner's exemption	$138,200 (+29.77%) Land $19,800 Building $118,400	$138,200 (+29.77%) Land $19,800 Building $118,400
2024	$692.00 (+70.02%)
2023		$106,500 (+16.14%) Land $19,800 Building $86,700	$106,500 (+16.14%) Land $19,800 Building $86,700
2022	$407.00	$91,700 Land $12,200 Building $79,500	$91,700 Land $12,200 Building $79,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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