425 E Townley St, Bluffton, IN 46714 Property Records

Wells County property record for 425 E Townley St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,204 sqft · built 1849
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Sep 2025)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Mar 2014 Mortgage Jul 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-505-028.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-505-028.000-004`
Alternative APNs	`00001546347` `0100674600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,204 sqft Living Area
1st Floor Area	2,204 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft
Family Room	Family Room

Exterior

Year Built	Built 1849
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	157 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001546347
Street Address	425 E TOWNLEY ST
City	BLUFFTON
State	IN
Zip	46714-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RW & JW TOWNLEYS SOUTH ADD LOT 150 (4-Q)
Legal Subdivision	RW & JW TOWNLEYS SOUTH ADD
Legal Lot Number	150
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3019
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7227 MOELLER RD, 25, FORT WAYNE, IN 46806-1678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2014	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 2, 2008	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 26, 2012	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Deed Document Number	20252988
Prior Transfer Date	Dec 21, 2012
Prior Transfer Doc	000152/088
Record Updated	Sep 20, 2026

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	425 E TOWNLEY ST, BLUFFTON, IN 46714-3713
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000138/289
Date	Mar 4, 2014
Book Page	138/289

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	10410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2043

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	425 E TOWNLEY ST, BLUFFTON, IN 46714-3713
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000130/387
Date	Jul 2, 2008
Book Page	130/387

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2038

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Sep 9, 2025
Property Address	425 E TOWNLEY ST, BLUFFTON, IN 46714-3713
Document Number	0020252988
Map Reference	PB 2 PG 18
Instrument Date	Sep 4, 2025
Instrument	20252988
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7227 MOELLER RD, FORT WAYNE, IN 46806-1600

Mortgage

Document Number	0020252989
Date	Sep 9, 2025
Instrument	20252989

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Dec 26, 2012
Property Address	425 E TOWNLEY ST, BLUFFTON, IN 46714-3713
Document Number	000152/088
Book / Page	152 / 088
Instrument Date	Dec 21, 2012
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E TOWNLEY ST, BLUFFTON, IN 46714-3713

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (+2.5%) Homeowner's exemption	$154,600 (+1.44%) Land $19,800 Building $134,800	$154,600 (+1.44%) Land $19,800 Building $134,800
2024	$1,081.00 (+43.94%) Homeowner's exemption	$152,400 (+8.7%) Land $19,800 Building $132,600	$152,400 (+8.7%) Land $19,800 Building $132,600
2023		$140,200 (+15.01%) Land $19,800 Building $120,400	$140,200 (+15.01%) Land $19,800 Building $120,400
2022	$751.00	$121,900 Land $12,200 Building $109,700	$121,900 Land $12,200 Building $109,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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