509 E Spruce St, Marcus, IA 51035 Property Records

Cherokee County property record for 509 E Spruce St, Marcus, IA 51035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1900
Square Footage2,092 sqft Living Area
Lot Size12,600 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2020)
Tax Bill$2,976.00 (2025)

Property Details

APN / Parcel Number

Primary APN0133486004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Building Area2,092 sqft Living Area
1st Floor Area956 sqft 1st Floor
Basement Area956 sqft Basement
Unfinished Basement956 sqft Unfinished
Stories2 Stories
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Parking Spaces3 Parking Spaces
Garage TypeDetached
Garage Area780 sqft Garage

Exterior Amenities

Patio Area480 sqft Patio
PorchSlab
Porch Area424 sqft Porch
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address509 E SPRUCE ST
CityMARCUS
StateIA
Zip51035-7833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 & N1/2 LOT 2 BLK 29 6TH ADD 4549
Legal SubdivisionSIXTH ADDITION
Legal Block29
Legal Lot Number1,2
JurisdictionCHEROKEE IA
Township / Civil DivisionMARCUS
Census Block Group3
Census Block3063
Census Tract80200

Owner

Source: Cherokee County records · APN 0133486004

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 E SPRUCE ST, MARCUS, IA 51035-7833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2022Deed of Trust, Mortgage · Line of Credit
STATE SAVINGS BANK
Apr 29, 2024Deed of Trust, Mortgage · Line of Credit
STATE SAVINGS BANK - MARCUS BRANCH
Dec 23, 2011Deed of Trust, Mortgage · Conventional Mortgage
FARMERS STATE BANK
Mar 11, 2024Intrafamily Transfer, Transfer
Dec 28, 2020Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA
Sep 19, 2019Warranty Deed, Transfer · FHA Mortgage
MIDWEST FAMILY LENDING CORPORATION
Nov 06, 2008Legal Action/Court Order, Foreclosure · Line of Credit
FARMERS STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2020 · Amount on Record
Deed SaleDec 28, 2020 · Amount on Record
Prior SaleSep 19, 2019 · Amount on Record
Deed Document Number20202667
Deed Book / Page2020 / 2667
Last Transfer DateFeb 29, 2024
Transfer Doc002024/427
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address509 E SPRUCE ST, MARCUS, IA 51035-7833
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 E SPRUCE ST, MARCUS, IA 51035-7833

Mortgage

Document Number02022/2448
DateNov 02, 2022
Book Page2022/2448
Instrument2022 2448
Lender
NameSTATE SAVINGS BANK
TypeBank
AddressMARCUS, IA 51035
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address509 E SPRUCE ST, MARCUS, IA 51035-7833
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 E SPRUCE ST, MARCUS, IA 51035-7833

Mortgage

Document Number002024/695
DateApr 29, 2024
Book Page2024/695
Instrument2024 0695
Lender
NameSTATE SAVINGS BANK - MARCUS BRANCH
AddressPO BOX 487, MARCUS, IA 51035
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

December 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address509 E SPRUCE ST, MARCUS, IA 51035-7833
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02011/2372
DateDec 23, 2011
Book Page2011/2372
Instrument2011 2372
Lender
NameFARMERS STATE BANK
TypeBank
AddressMARCUS, IA 51035
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE IA
Recording DateMar 11, 2024
Property Address509 E SPRUCE ST, MARCUS, IA 51035-7833
Document Number002024/427
Book / Page2024 / 427
Instrument DateFeb 29, 2024
Instrument2024 0427
Transaction TypeTransfer
Record UpdatedOct 07, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 E SPRUCE ST, MARCUS, IA 51035-7833

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateDec 28, 2020
Property Address509 E SPRUCE ST, MARCUS, IA 51035-7833
Document Number02020/2667
Book / Page2020 / 2667
Instrument DateDec 22, 2020
Instrument2020 2667
Transaction TypeTransfer
Record UpdatedOct 07, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$295.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address509 E SPRUCE ST, MARCUS, IA 51035-7833

Mortgage

Document Number0020202668
DateDec 28, 2020
Instrument2020 2668
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateSep 19, 2019
Property Address509 E SPRUCE ST, MARCUS, IA 51035-7833
Document Number02019/1864
Book / Page2019 / 1864
Instrument DateSep 17, 2019
Instrument2019 1864
Transaction TypeTransfer
Record UpdatedOct 07, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$296.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address102 N BEECH ST, MARCUS, IA 51035-7762

Mortgage

Document Number0020191865
DateSep 19, 2019
Instrument2019 1865
Lender
NameMIDWEST FAMILY LENDING CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

November 2008: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionCHEROKEE IA
Recording DateNov 06, 2008
Property Address509 E SPRUCE ST, MARCUS, IA 51035-7833
Document Number02008/2321
Book / Page2008 / 2321
Instrument DateNov 04, 2006
Instrument2008 2321
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$98.40
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 KENSINGTON CT, SIOUX CITY, IA 51104-2818

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address725 800TH AVE, CLEGHORN, IA 51014

Mortgage

Document Number0020082322
DateNov 06, 2008
Instrument2008 2322
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityMarcus City
Unified School DistrictMarcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,976.00 Homeowner's exemption$256,630 (+11.58%) Land $10,580 Building $246,050$256,630 (+11.58%) Land $10,580 Building $246,050
2024$2,976.00 (+29.39%)
2023$230,000 (+50.15%) Land $10,580 Building $219,420$230,000 (+50.15%) Land $10,580 Building $219,420
2022$2,300.00 Homeowner's exemption$153,180 Land $10,580 Building $142,600
2021$153,180 Land $10,580 Building $142,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (19035C), updated December 1, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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