408 E Spruce St, Marcus, IA 51035 Property Records

Cherokee County property record for 408 E Spruce St, Marcus, IA 51035 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,968 sqft · built 1967
Lot Size	0.385 acres (16,800 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Feb 2021)
Tax Bill	$2,226 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0133482005`

Property Details

APN / Parcel Number

Primary APN	`0133482005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
Basement Area	1,968 sqft
Finished Basement	975 sqft
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Architectural Style	Other
Exterior Material	Composition/Composite
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,800 sqft (0.385 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,158 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	408 E SPRUCE ST
City	MARCUS
State	IA
Zip	51035-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & 5 BLK 27 4TH ADD 4639
Legal Section	33
Legal Subdivision	4TH ADD
Legal Block	27
Legal Lot Number	4,5 5
Jurisdiction	CHEROKEE IA
Township / Civil Division	MARCUS
Census Block Group	3
Census Block	3058
Census Tract	80200

Owner

Source: Cherokee County records · APN 0133482005

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	408 E SPRUCE ST, MARCUS, IA 51035-7748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN BANK NA
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Deed Document Number	2021 0298
Deed Book / Page	2021 / 298
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	408 E SPRUCE ST, MARCUS, IA 51035-7748
Transaction Type	Mortgage
Record Updated	Oct 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E SPRUCE ST, MARCUS, IA 51035-7748

Mortgage

Document Number	02023/2029
Date	Nov 22, 2023
Book Page	2023/2029
Instrument	2023 2029

Lender

Name	AMERICAN BANK NA
Type	Bank
Address	REMSEN, IA 51050

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2033

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Feb 11, 2021
Property Address	408 E SPRUCE ST, MARCUS, IA 51035-7748
Document Number	002021/298
Book / Page	2021 / 298
Instrument Date	Jan 23, 2021
Instrument	2021 0298
Transaction Type	Transfer
Record Updated	Oct 07, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$231.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 E SPRUCE ST, MARCUS, IA 51035-7748

Mortgage

Document Number	0020210299
Date	Feb 11, 2021
Instrument	2021 0299

Lender

Name	AMERICAN BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Marcus City
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,960 (+6.38%) Land $16,760 Building $162,200	$178,960 (+6.38%) Land $16,760 Building $162,200
2024	$2,226.00 (-2.71%)
2023		$168,220 (+12.86%) Land $16,760 Building $151,460	$168,220 (+12.86%) Land $16,760 Building $151,460
2022	$2,288.00 Homeowner's exemption	$149,050 Land $16,760 Building $132,290
2021			$149,050 Land $16,760 Building $132,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (19035C), updated December 1, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
West Iowa Telephone Company	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures