509 E Olive St, Fort Collins, CO 80524 Property Records

Larimer County property record for 509 E Olive St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,096 sqft · built 1920
Lot Size	0.103 acres (4,530 sqft)
Owner	Trust Name on File
Last Sale	$425,000 (Sep 2010)
Tax Bill	$5,497 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`97123-25-020`

Property Details

APN / Parcel Number

Primary APN	`97123-25-020`
Alternative APN	`R0045772`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Basement Area	680 sqft
Finished Basement	140 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,530 sqft (0.103 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0045772
Old Parcel Number	9712325020
Street Address	509 E OLIVE ST
City	FORT COLLINS
State	CO
Zip	80524-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 87 FT OF N 55 FT OF LOT 5 & N 29 FT OF E 87 FT OF S 45 FT OF LOT 5, BLK 163, FTC
Legal Range	69
Legal Township	07
Legal Section	12
Legal Quarter	SW
Legal Subdivision	FTC BLK 163
Legal Block	163
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2029
Census Tract	100

Owner

509 E Olive St is owner-occupied and held in a trust since December 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	509 E OLIVE ST, FORT COLLINS, CO 80524-2945
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Correction Deed
Dec 12, 2022	Intrafamily Transfer, Transfer · Line of Credit ENT CU
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2010 · Amount on File
Deed Sale	Sep 30, 2010 · Amount on File
Prior Sale	Sep 30, 2010 · Amount on File
Deed Document Number	0000058903
Last Transfer Date	Dec 12, 2022
Transfer Doc	0000072025
Record Updated	Jun 8, 2026

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 16, 2022
Property Address	509 E OLIVE ST, FORT COLLINS, CO 80524-2945
Document Number	0000072614
Instrument Date	Dec 16, 2022
Instrument	20220072614
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E OLIVE ST, FORT COLLINS, CO 80524-2945

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Dec 12, 2022
Property Address	509 E OLIVE ST, FORT COLLINS, CO 80524-2945
Document Number	0000072025
Instrument Date	Dec 12, 2022
Instrument	20220072025
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E OLIVE ST, FORT COLLINS, CO 80524-2945

Mortgage

Document Number	0000071914
Date	Dec 12, 2022
Instrument	20220071914

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	509 E OLIVE ST, FORT COLLINS, CO 80524-2945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE GROUP GUARANTEED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058667
Date	Sep 26, 2019
Instrument	20190058667

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 509 E Olive St was $5,497.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,497.00	$55,163 Land $7,625 Building $47,538	$882,600 Land $122,000 Building $760,600
2023	$5,078.00 (+67.37%)	$59,315 (+84.57%) Land $8,174 Building $51,141	$885,300 (+91.46%) Land $122,000 Building $763,300
2022	$3,034.00	$32,137 Land $8,479 Building $23,658	$462,400 Land $122,000 Building $340,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 E Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Olive St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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