412 E Olive St, Fort Collins, CO 80524 Property Records

Larimer County property record for 412 E Olive St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1953
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$368,500 (Aug 2020)
Tax Bill	$3,680 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97123-22-017`

Property Details

APN / Parcel Number

Primary APN	`97123-22-017`
Alternative APN	`R0045349`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0045349
Old Parcel Number	9712322017
Street Address	412 E OLIVE ST
City	FORT COLLINS
State	CO
Zip	80524-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 90 FT OF S 1/2 OF LOT 1, BLK 152, FTC
Legal Range	69
Legal Township	07
Legal Section	12
Legal Quarter	SW
Legal Subdivision	FTC BLK 152
Legal Block	152
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2047
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel School Historic District listed 1980 · 549 contributing resources · NRIS 80000909

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	412 E OLIVE ST, FORT COLLINS, CO 80524-2946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Aug 10, 2020	Grant Deed, Transfer · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	May 14, 2015 · Amount on Record
Deed Document Number	0000061220
Last Transfer Date	Jan 4, 2021
Transfer Doc	0000000185
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Jan 4, 2021
Property Address	412 E OLIVE ST, FORT COLLINS, CO 80524-2946
Document Number	0000000185
Instrument Date	Dec 23, 2020
Instrument	20210000185
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 E OLIVE ST, FORT COLLINS, CO 80524-2946

Mortgage

Document Number	0000000184
Date	Jan 4, 2021
Instrument	20210000184

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 10, 2020
Property Address	412 E OLIVE ST, FORT COLLINS, CO 80524-2946
Document Number	0000061220
Instrument Date	Aug 6, 2020
Instrument	61220
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3015 DOUGLAS AVE LOVELAND CO 805382548, LOVELAND, CO 80538-2548

Mortgage

Document Number	61222
Date	Aug 10, 2020
Instrument	61222

Lender

Name	HOUSING FIN AUTH
Address	1981 BLAKE ST, DENVER, CO 80202-1229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Mortgage

Document Number	61221,
Date	Aug 10, 2020
Instrument	61221

Lender

Name	GROUP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,680.00 (+12.81%)	$36,938 (-6.29%) Land $3,813 Building $33,125	$591,000 (+0.46%) Land $61,000 Building $530,000
2023	$3,262.00 (+21.85%)	$39,416 (+39%) Land $4,087 Building $35,329	$588,300 (+44.19%) Land $61,000 Building $527,300
2022	$2,677.00	$28,357 Land $4,240 Building $24,117	$408,000 Land $61,000 Building $347,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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