Lexington-Fayette Urban County property record for 509 E Main St, Lexington, KY 40508
| Property Type | Condominium Offices |
|---|---|
| Details | 5,461 sqft · built 1949 |
| Lot Size | 0 acres (22 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,676,500 (Jun 2022) |
| Tax Bill | $16,311 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit May 2023 Construction Loan + 5 more |
| APN | 38174040 |
| Primary APN | 38174040 |
|---|
| Building Area | 5,461 sqft Total Area |
|---|
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 22 sqft |
| Street Address | 509 E MAIN ST |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40508-2341 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Condominium Offices |
| Local Zoning Code | B-1 |
| Legal Description | G-730 CROSS GATE GALLERY - LADD PROPERTY LOT; BOOK: 1983 PAGE: 463 |
| Legal Subdivision | CROSS GATE GALLERY - LADD PROPERTY |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bell Court Neighborhood Historic District listed 1980 · 157 contributing resources · NRIS 80001507 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2365 HARRODSBURG RD, B240, LEXINGTON, KY 40504-3376 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF LEXINGTON INC |
| May 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANK OF LEXINGTON INC |
| Jun 1, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANK OF LEXINGTON INC |
| May 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF LEXINGTON INC |
| Jun 24, 2022 | Condominium Deed, Transfer BANK OF LEXINGTON |
| Apr 26, 2022 | Deed of Trust, Mortgage STOCK YARDS BANK & TRUST COMPANY |
| Sep 26, 2018 | Deed of Trust, Mortgage KENTUCKY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2022 · Amount on Record |
| Deed Document Number | 2022222 |
| Deed Book / Page | 140 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 4, 2026 |
| Property Address | 509 E MAIN ST, LEXINGTON, KY 40508-2341 |
| Document Number | 0000000070 |
| Book / Page | 308 / 79 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202670 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000000070, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 308/79 |
| Instrument | 202670 |
| Name | BANK OF LEXINGTON INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Apr 24, 2028 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 509 E MAIN ST, LEXINGTON, KY 40508-2341 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2364 HARRODSBURG RD B240, B240, LEXINGTON, KY 40503-1761 |
| Document Number | 0TB286/406 |
|---|---|
| Date | May 17, 2023 |
| Book Page | TB 286/406 |
| Instrument | 202305170060 |
| Name | BANK OF LEXINGTON INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 12, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 509 E MAIN ST, LEXINGTON, KY 40508-2341 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2364 HARRODSBURG RD B240, B240, LEXINGTON, KY 40503-1761 |
| Document Number | 0TB286/593 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | TB 286/593 |
| Instrument | 202306010059 |
| Name | BANK OF LEXINGTON INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 509 E MAIN ST, LEXINGTON, KY 40508-2341 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2365 HARRODSBURG RD B240, B240, LEXINGTON, KY 40504-3376 |
| Document Number | 0TB286/410 |
|---|---|
| Date | May 17, 2023 |
| Book Page | TB 286/410 |
| Instrument | 202305170065 |
| Name | BANK OF LEXINGTON INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 110 Months |
| Due | Jul 1, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jun 24, 2022 |
| Property Address | 509 E MAIN ST, LEXINGTON, KY 40508-2341 |
| Document Number | 000140/364 |
| Book / Page | 0140 / 364 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000278663 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 278/663 |
| Name | BANK OF LEXINGTON |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 509 E MAIN ST, LEXINGTON, KY 40508-2341 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000277/244 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 0277/244 |
| Name | STOCK YARDS BANK & TRUST COMPANY |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 509 E MAIN ST, LEXINGTON, KY 40508-2341 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0236/107 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 0236/107 |
| Name | KENTUCKY BK |
|---|
| Amount | Amount Recorded |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,311.00 (+1.88%) | $1,294,700 (-) | $1,294,700 (-) |
| 2025 | $16,010.00 | $1,294,700 (-) | $1,294,700 (-) |
| 2023 | $16,010.00 | $1,294,700 | $1,294,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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