489 E Main St, Lexington, KY 40507 Property Records

Lexington-Fayette Urban County property record for 489 E Main St, Lexington, KY 40507

Property Summary

Property Type	Office Building
Details	14,850 sqft · built 1985
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Tax Bill	$17,759 (2026)
Deeds & Mortgages	Oct 2019 Mortgage
APN	`12073900`

Property Details

APN / Parcel Number

Primary APN	`12073900`

Interior

Units	2 Units
Stories	3 Stories
Building Area	14,850 sqft Total Area
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Combination
Lot Area	20,909 sqft (0.48 acres)
Lot Width	95 ft Width
Parking Spaces	27 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	489 E MAIN ST
City	LEXINGTON
State	KY
Zip	40507-1541
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	B-2A
Legal Description	A-798 LEX U R C D A LOT; BOOK: 1907 PAGE: 241
Legal Subdivision	LEX U R C D A
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1008
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bell Court Neighborhood Historic District listed 1980 · 157 contributing resources · NRIS 80001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1627, LEXINGTON, KY 40588-1627
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	489 E MAIN ST, LEXINGTON, KY 40507-1541
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009429/196
Date	Oct 3, 2019
Book Page	9429/196

Lender

Name	KENTUCKY BK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,759.00 (+1.88%)	$1,409,700 (-)	$1,409,700 (-)
2025	$17,432.00 (+15.15%)	$1,409,700 (+15.14%)	$1,409,700 (+15.14%)
2023	$15,139.00	$1,224,300	$1,224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2000)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20