509 E First St, Cumberland, MD 21502 Property Records

Allegany County property record for 509 E First St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1915
Square Footage	945 sqft Total Area
Lot Size	2,280 sqft (0.052 acres)
Garage	Carport, 189 sqft
Occupancy	Owner Occupied
Last Sale	$21,500 (2016)
Tax Bill	$386.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-019849`
Alternative APNs	`4019849` `019849`

Interior

Full Baths	1 Baths
Building Area	945 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Asbestos Exterior
Roof Material	Composition Shingle Roof
Lot Area	2,280 sqft (0.052 acres)
Depth X Width	40 ft x 57 ft Depth x Width
Garage Type	Carport Garage
Garage Area	189 sqft Garage
Carport	Carport
Carport Area	189 sqft Carport
Porch Area	322 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	019849
Street Address	509 E FIRST ST
City	CUMBERLAND
State	MD
Zip	21502-4204
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	509 E FIRST ST PT LOT 63 57X40
Legal Subdivision	HIGHLAND ADD CUMBERLAND
Legal Lot Number	63
Jurisdiction	ALLEGANY MD
Minor Civil Division	4, CUMBERLAND
Census Blockgroup	2
Census Block	2033
Census Tract	700

Owner

Source: Allegany County records · APN 04-019849

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 E FIRST ST, CUMBERLAND, MD 21502-4204
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2016 · Amount on Record
Deed Sale	Aug 23, 2016 · Amount on Record
Prior Sale	May 07, 2010 · Amount on Record
Deed Book / Page	2237 / 188
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0022070314
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,200 (+16.96%) Land $6,000 Building $43,200	$49,200 (-) Land $6,000 Building $43,200
2025	$386.00 (+49.61%)	$42,067 (+51.32%)	$49,200 (+76.98%) Land $6,000 Building $43,200
2023	$258.00	$27,800 Land $6,000 Building $21,800	$27,800 Land $6,000 Building $21,800

Flood & Wildfire

509 E First St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Allegany County (24001C), updated November 12, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.