Allegany County property record for 15 E First St, Cumberland, MD 21502 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,685 sqft Total Area |
| Lot Size | 2,633 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $78,000 (2020) |
| Tax Bill | $803.00 (2025) |
| Primary APN | 04-047885 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,685 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,633 sqft (0.06 acres) |
| Depth X Width | 79 ft x 33 ft Depth x Width |
| Porch Area | 212 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 047885 |
|---|---|
| Street Address | 15 E FIRST ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3905 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 15 FIRST ST PT LOTS 52-53 33X79 SOUTHERN ADDN |
| Legal Subdivision | SOUTHERN ADD |
| Legal Lot Number | 52,53 |
| Jurisdiction | ALLEGANY MD |
| Minor Civil Division | 4, CUMBERLAND |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 700 |
Source: Allegany County records · APN 04-047885
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 E FIRST ST, CUMBERLAND, MD 21502-3905 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 09, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage MLEND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2020 · Amount on Record |
| Deed Sale | Jul 09, 2020 · Amount on Record |
| Prior Sale | Apr 16, 2009 · Amount on Record |
| Deed Book / Page | 2568 / 291 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 15 E FIRST ST, CUMBERLAND, MD 21502-3905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 15 E FIRST ST, CUMBERLAND, MD 21502-3905 |
| Document Number | 002924-0113 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 2924/113 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jul 09, 2020 |
| Property Address | 15 E FIRST ST, CUMBERLAND, MD 21502-3905 |
| Document Number | 0025680291 |
| Book / Page | 002568 / 000291 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 E FIRST ST CUMBERLAND MD 215023905, CUMBERLAND, MD 21502-3905 |
| Document Number | 25680296 |
|---|---|
| Date | Jul 09, 2020 |
| Book Page | 002568/000296 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2050 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,800 (+24.57%) Land $6,000 Building $87,800 | $93,800 (+24.57%) Land $6,000 Building $87,800 | |
| 2025 | $803.00 (+14.71%) | ||
| 2023 | $700.00 | $75,300 Land $6,000 Building $69,300 | $75,300 Land $6,000 Building $69,300 |
15 E First St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Allegany County (24001C), updated November 12, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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