Ripley County property record for 509 E Cotton St, Naylor, MO 63953
| Property Type | Single Family Home |
|---|---|
| Details | 1,638 sqft · built 1976 |
| Lot Size | 0.345 acres (15,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $91,352 (Apr 2023) |
| Tax Bill | $394 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-1.0-11-001-010-018.000 |
| Primary APN | 20-1.0-11-001-010-018.000 |
|---|
| Building Area | 1,638 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,492 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 15,068 sqft (0.345 acres) |
| Street Address | 509 E COTTON ST |
|---|---|
| City | NAYLOR |
| State | MO |
| Zip | 63953-7814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRASE ADD BLK 3,LT 1-2,PT 3,223-202,567-94, 641-100, 664-49 |
| Legal Range | 04E |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | BRASE ADD |
| Legal Block | 3 |
| Legal Lot Number | 1&2 |
| Jurisdiction | RIPLEY MO |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 870400 |
Source: Ripley County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 E COTTON ST, NAYLOR, MO 63953-7814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on Record |
| Deed Sale | Apr 3, 2023 · Amount on Record |
| Deed Book / Page | 668 / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIPLEY MO |
| Property Address | 509 E COTTON ST, NAYLOR, MO 63953-7814 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6414 US HIGHWAY 160 E, FAIRDEALING, MO 63939-7877 |
| Document Number | 0000664/50 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 664/50 |
| Name | PEOPLES COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, MO 63944 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 21, 2032 |
Source: Ripley County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ripley County |
| Municipality | Naylor City |
| Unified School District | Naylor R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394.00 (+14.53%) | $6,570 (+9.14%) | $34,600 (+9.15%) Land $2,000 Building $32,600 |
| 2023 | $344.00 | $6,020 | $31,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAYLOR PWS serves 471 people · EPA ID MO4010557 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures