506 E Cotton St, Naylor, MO 63953 Property Records

Ripley County property record for 506 E Cotton St, Naylor, MO 63953

Property Summary

Property TypeMobile Home
Details1,056 sqft
Lot Size0.387 acres (16,882 sqft)
OwnerCompany Name on Record
Tax Bill$226 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN20-1.0-11-001-010-023.000

Property Details

APN / Parcel Number

Primary APN20-1.0-11-001-010-023.000

Interior

Building Area1,056 sqft Adjusted Area
1st Floor Area1,056 sqft

Exterior

Architectural StyleMobile/Manufactured
Lot Area16,882 sqft (0.387 acres)

Location & Zoning

Street Address506 E COTTON ST
CityNAYLOR
StateMO
Zip63953-7814
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBRASE ADD BLK 1,LOTS 6-7-8,361-219, 626-27,631-29, 640-14
Legal Range04E
Legal Township22N
Legal Section11
Legal SubdivisionBRASE ADD
Legal Block1
Legal Lot Number6-8
JurisdictionRIPLEY MO
Township / Civil DivisionTHOMAS
Census Block Group3
Census Block3043
Census Tract870400

Owner

Source: Ripley County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3222 RIPLEY N-3, NAYLOR, MO 63953-8368
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Deed of Trust, Mortgage · USDA Mortgage
USDA
Jun 16, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2021
Deed SaleJun 16, 2021
Deed Book / Page640 / 14
Last Transfer DateFeb 1, 2025
Transfer Doc0688000113
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIPLEY MO
Property Address506 E COTTON ST, NAYLOR, MO 63953-7814
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 E COTTON ST, NAYLOR, MO 63953-7814

Mortgage

Document Number00000678/9
DateFeb 20, 2024
Book Page678/9
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 8, 2044
Interest
Rate1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRIPLEY MO
Recording DateJun 16, 2021
Property Address506 E COTTON ST, NAYLOR, MO 63953-7814
Document Number0000640/14
Book / Page640 / 14
Instrument DateJun 11, 2021
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 E COTTON ST, NAYLOR, MO 63953-7814

Tax Assessment & Valuation

Source: Ripley County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyRipley County
MunicipalityNaylor City
Unified School DistrictNaylor R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$226.00 (+5.12%)$3,770 (-)$19,800 (-) Land $2,400 Building $17,400
2023$215.00$3,770$19,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAYLOR PWS
serves 471 people · EPA ID MO4010557
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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