509 E Center St, Loraine, IL 62349 Property Records

Adams County property record for 509 E Center St, Loraine, IL 62349

Property Summary

Property TypeSingle Family Home
Lot Size0.99 acres (43,124 sqft)
OwnerIndividual Name on Record
Tax Bill$469 (2024)
Flood ZoneZone X (minimal risk)
APN060055100000

Property Details

APN / Parcel Number

Primary APN060055100000

Exterior

Lot Area43,124 sqft (0.99 acres)

Location & Zoning

Street Address509 E CENTER ST
CityLORAINE
StateIL
Zip62349-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW SEC 16 2N7W CORP LANDS LORAINE TR 400FT N & S X 108FT E & W BEG 585FT E OF RR & N LN CENTER ST PT SW SEC 16
Legal Range07W
Legal Township02N
Legal Section16
JurisdictionADAMS IL
Township / Civil DivisionKEENE
Census Block Group2
Census Block2062
Census Tract10100

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address509 E CENTER ST, LORAINE, IL 62349-1005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionKeene Township
MunicipalityLoraine Village
Unified School DistrictCommunity Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,440 (+22.2%) Land $6,310 Building $130$19,320 (+22.2%) Land $18,930 Building $390
2024$469.00 (+13.83%)
2022$412.00 (+1.73%)$5,270 Land $5,170 Building $100$15,810 Land $15,510 Building $300
2021$405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAINE
serves 300 people · EPA ID IL0010450
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionOct 2023
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E Center St

Nearby Streets

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