Adams County property record for 421 E Center St, Loraine, IL 62349
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Oct 2024) |
| Tax Bill | $849 (2024) |
| Deeds & Mortgages | Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 060054900000 |
| Primary APN | 060054900000 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 421 E CENTER ST |
|---|---|
| City | LORAINE |
| State | IL |
| Zip | 62349-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW SEC 16 2N7W CORP LANDS 317FT E OF RR 104FT FRONT S SIDE SW SW SEC 16 |
| Legal Range | 07W |
| Legal Township | 02N |
| Legal Section | 16 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | KEENE |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 10100 |
Source: Adams County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 501 E CENTER ST, LORAINE, IL 62349-1005 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2024 · Amount on Record |
| Deed Sale | Oct 7, 2024 · Amount on Record |
| Deed Document Number | 20245952 |
| Last Transfer Date | Jan 16, 2026 |
| Transfer Doc | 2026R00256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jan 16, 2026 |
| Property Address | 421 E CENTER ST, LORAINE, IL 62349-1007 |
| Document Number | 2026R00256 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026R-00256 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 E CENTER ST, LORAINE, IL 62349-1005 |
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Keene Township |
| Municipality | Loraine Village |
| Unified School District | Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,660 (-30.35%) Land $2,160 Building $9,500 | $34,980 (-30.35%) Land $6,480 Building $28,500 | |
| 2024 | $849.00 (-25.46%) | $16,740 (+13.03%) Land $2,300 Building $14,440 | $50,220 (+13.03%) Land $6,900 Building $43,320 |
| 2022 | $14,810 Land $2,030 Building $12,780 | $44,430 Land $6,090 Building $38,340 | |
| 2021 | $1,139.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAINE serves 300 people · EPA ID IL0010450 |
|---|---|
| Water Source | Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
4G LTE only, no 5G reported
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