509 E Beacon Rd, Lakeland, FL 33803 Property Records

Polk County property record for 509 E Beacon Rd, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,131 sqft · built 1956
Lot Size	0.528 acres (22,991 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-28-30-254300-000310`

Property Details

APN / Parcel Number

Primary APN	`24-28-30-254300-000310`
Alternative APNs	`302824254300000310` `02824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,131 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	2,131 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	22,991 sqft (0.528 acres)
Lot Dimensions	166 ft deep x 137 ft wide
View / Lot	Commercial/Industrial
Porch	Florida Room
Porch Area	719 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	509 E BEACON RD
City	LAKELAND
State	FL
Zip	33803-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LAUREL HILL PB 34 PG 12 LOT 31 & N1/2 OF 30
Legal Range	24E
Legal Township	28S
Legal Section	30
Legal Subdivision	LAUREL HILL
Legal Tract	254300
Legal Block	2
Legal Lot Number	31
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	10502

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 E BEACON RD, LAKELAND, FL 33803-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF CENTRAL FLORIDA
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF CENTRAL FLORIDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2004
Transfer Doc	0000016025
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	509 E BEACON RD, LAKELAND, FL 33803-3001
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E BEACON RD, LAKELAND, FL 33803-3001

Mortgage

Document Number	0000032859
Date	Feb 7, 2022
Book Page	12105/209
Instrument	2022032859

Lender

Name	BANK OF CENTRAL FLORIDA
Type	Bank
Address	LAKELAND, FL 33813

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	509 E BEACON RD, LAKELAND, FL 33803-3001
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E BEACON RD, LAKELAND, FL 33803-3001

Mortgage

Document Number	0000032850
Date	Feb 7, 2022
Book Page	12105/114
Instrument	2022032850

Lender

Name	BANK OF CENTRAL FLORIDA
Type	Bank
Address	LAKELAND, FL 33813

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,968 (+2.7%)	$463,834 (+5.36%) Land $163,962 Building $299,872
2025	$2,909.00 (+6.17%) Homeowner's exemption	$204,448 (+5.99%)	$440,242 (+3.68%) Land $134,876 Building $305,366
2023	$2,740.00 (+3.05%) Homeowner's exemption	$192,899 (+3%)	$424,623 (+1.4%) Land $130,976 Building $293,647
2022	$2,659.00 Homeowner's exemption	$187,281	$418,764 Land $124,778 Building $293,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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