404 E Beacon Rd, Lakeland, FL 33803 Property Records

Polk County property record for 404 E Beacon Rd, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1962
Lot Size	0.373 acres (16,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Oct 2021)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-30-000000-034020`

Property Details

APN / Parcel Number

Primary APN	`24-28-30-000000-034020`
Alternative APNs	`302824000000034020` `02824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	2,955 sqft
1st Floor Area	2,280 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	16,244 sqft (0.373 acres)
Lot Dimensions	120 ft deep x 135 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	675 sqft
Porch	Finished/Open Porch
Porch Area	112 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 E BEACON RD
City	LAKELAND
State	FL
Zip	33803-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	BEG 775PT5 FT E OF SW COR OF NW1/4 RUN E 396 FT N 219PT78 FT S 61 DEG W 452PT76 FT TO POB LESS E 125 FT
Legal Range	24E
Legal Township	28S
Legal Section	30
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2007
Census Tract	10502

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E BEACON RD, LAKELAND, FL 33803-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA
Apr 5, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 4, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 27, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	2021264999
Deed Book / Page	11932 / 2140
Transfer Doc	4948001191
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 8, 2021
Property Address	404 E BEACON RD, LAKELAND, FL 33803-2610
Document Number	0000264999
Book / Page	11932 / 2140
Instrument Date	Oct 1, 2021
Instrument	2021264999
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 E BEACON RD, LAKELAND, FL 33803-2610

Mortgage

Document Number	0119322142
Date	Oct 8, 2021
Instrument	11932/2142

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 5, 2021
Property Address	404 E BEACON RD, LAKELAND, FL 33803-2610
Document Number	0000084102
Book / Page	11650 / 1461
Instrument Date	Mar 26, 2021
Instrument	2021084102
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,800.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 E BEACON RD, LAKELAND, FL 33803-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	404 E BEACON RD, LAKELAND, FL 33803-2610
Document Number	0114661222
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E BEACON RD LAKELAND FL 338032610, LAKELAND, FL 33803-2610

Mortgage

Document Number	0114661222
Date	Nov 23, 2020
Book Page	011466/001222
Instrument	251769

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	404 E BEACON RD, LAKELAND, FL 33803-2610
Document Number	0110361530
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E BEACON RD LAKELAND FL 338032610, LAKELAND, FL 33803-2610

Mortgage

Document Number	0110361530
Date	Nov 12, 2019
Book Page	011036/001530
Instrument	238769

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2039

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 27, 2017
Property Address	404 E BEACON RD, LAKELAND, FL 33803-2610
Document Number	0101011591
Book / Page	010101 / 001591
Instrument Date	Mar 22, 2017
Instrument	57920
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E BEACON RD LAKELAND FL 338032610, LAKELAND, FL 33803-2610

Mortgage

Document Number	101011593
Date	Mar 27, 2017
Book Page	010101/001593
Instrument	57921

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,481 (+2.7%)	$358,318 (+3.52%) Land $114,010 Building $244,308
2025	$5,465.00 (-3.14%) Homeowner's exemption	$346,135 (-1.69%) Land $100,881 Building $245,254	$346,135 (-1.69%) Land $100,881 Building $245,254
2023	$5,642.00 (+1.8%) Homeowner's exemption	$352,088 (+16.68%) Land $97,957 Building $254,131	$352,088 (+16.68%) Land $97,957 Building $254,131
2022	$5,542.00	$301,750 Land $93,571 Building $208,179	$301,750 Land $93,571 Building $208,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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