509 Crestwood Dr, Champaign, IL 61822 Property Records

Champaign County property record for 509 Crestwood Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 1997
Lot Size	0.223 acres (9,720 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (May 2026)
Tax Bill	$6,636 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-228-004`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-228-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Building Perimeter
1st Floor Area	1,620 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,720 sqft (0.223 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	509 CRESTWOOD DR
City	CHAMPAIGN
State	IL
Zip	61822-7367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 WESTLAKE 8TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	WESTLAKE 8TH SUB
Legal Lot Number	93
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3015
Census Tract	902

Owner

509 Crestwood Dr is owned and occupied by an individual who bought it in May 2026.

Source: Champaign County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	509 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 18, 2020	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Oct 13, 2022 · Amount on File
Deed Document Number	20267158
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 14, 2026
Property Address	509 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367
Document Number	0000007158
Instrument Date	May 6, 2026
Instrument	20267158
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367

Mortgage

Document Number	0000007159,
Date	May 14, 2026
Instrument	20267159

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 13, 2022
Property Address	509 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367
Document Number	0000018663
Map Reference	MB CC PG 198
Instrument Date	Oct 13, 2022
Instrument	2022R18663
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367

Mortgage

Document Number	0000018664
Date	Oct 13, 2022
Instrument	2022R18664

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 18, 2020
Property Address	509 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367
Document Number	0000008199
Map Reference	MB CC PG 198
Instrument Date	May 15, 2020
Instrument	2020R08199
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367

Mortgage

Document Number	0000008200
Date	May 18, 2020
Instrument	2020R08200

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 509 Crestwood Dr was $6,636 with a homeowner's exemption, up 9.1% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,636.00 (+9.14%)	$84,970 (+12.2%) Land $16,920 Building $68,050	$254,910 (+12.2%) Land $50,760 Building $204,150
2024	$6,080.00 (+7.08%)	$75,730 Land $15,080 Building $60,650	$227,190 Land $45,240 Building $181,950
2023	$5,678.00 (+7.15%)
2022	$5,299.00 Homeowner's exemption	$63,630 Land $12,670 Building $50,960	$190,890 Land $38,010 Building $152,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Crestwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 Crestwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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