505 Crestwood Dr, Champaign, IL 61822 Property Records

Champaign County property record for 505 Crestwood Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,448 sqft · built 1997
Lot Size	0.176 acres (7,681 sqft)
Owner	Trust Name on File
Last Sale	$230,000 (Jul 2022)
Tax Bill	$5,522 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-228-006`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-228-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Building Perimeter
1st Floor Area	1,448 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,681 sqft (0.176 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	505 CRESTWOOD DR
City	CHAMPAIGN
State	IL
Zip	61822-7367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 WESTLAKE 8TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	WESTLAKE 8TH SUB
Legal Lot Number	91
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3015
Census Tract	902

Owner

505 Crestwood Dr is owner-occupied and held in a trust since July 2022.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Trust Name on File
Mailing Address	505 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Deed Document Number	202213096
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	505 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026937
Date	Nov 12, 2021
Instrument	2021R26937

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 2, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 18, 2022
Property Address	505 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367
Document Number	0000013096
Map Reference	MB CC PG 198
Instrument Date	Jul 15, 2022
Instrument	2022R13096
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CRESTWOOD DR, CHAMPAIGN, IL 61822-7367

Mortgage

Document Number	0000013097
Date	Jul 18, 2022
Instrument	2022R13097

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,790 Land $16,920 Building $60,870	$233,370 Land $50,760 Building $182,610
2024	$5,522.00
2022	$4,345.00 Homeowner's exemption Senior Citizen's exemption	$58,250 Land $12,670 Building $45,580	$174,750 Land $38,010 Building $136,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Crestwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 Crestwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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