Stephens County property record for 509 Collins Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,297 sqft · built 1964 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $77,000 (Jul 2010) |
| Tax Bill | $684 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T28 063 |
| Primary APN | T28 063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,297 sqft Heated Area |
| Basement Area | 1,297 sqft |
| Unfinished Basement | 1,297 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 29,621 sqft (0.68 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 247 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 749700 |
|---|---|
| Street Address | 509 COLLINS RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-II |
| Legal Description | LOT 6 & PT LOT 7 W A COLLINS S/D |
| Legal Subdivision | W A COLLINS S/D |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 509 COLLINS RD, TOCCOA, GA 30577-3026 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 3, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Mar 7, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Feb 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2010 · Amount on Record |
| Deed Sale | Jul 9, 2010 · Amount on Record |
| Deed Document Number | 0000931167 |
| Deed Book / Page | 931 / 167 |
| Last Transfer Date | Jul 14, 2010 |
| Transfer Doc | 0009310167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 509 COLLINS RD, TOCCOA, GA 30577-3026 |
| Document Number | 0012040180 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 509 COLLINS RD TOCCOA GA 305773026, TOCCOA, GA 30577-3026 |
| Document Number | 0012040180 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 001204/000180 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 509 COLLINS RD, TOCCOA, GA 30577-3026 |
| Document Number | 0012040171 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 509 COLLINS RD TOCCOA GA 305773026, TOCCOA, GA 30577-3026 |
| Document Number | 0012040171 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 001204/000171 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 509 COLLINS RD, TOCCOA, GA 30577-3026 |
| Document Number | 0011160129 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 509 COLLINS RD TOCCOA GA 305773026, TOCCOA, GA 30577-3026 |
| Document Number | 0011160129 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 001116/000129 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 509 COLLINS RD, TOCCOA, GA 30577-3026 |
| Document Number | 0011160142 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 509 COLLINS RD TOCCOA GA 305773026, TOCCOA, GA 30577-3026 |
| Document Number | 0011160142 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 001116/000142 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $684.00 (+154.28%) Homeowner's exemption Senior Citizen's exemption | $58,227 (+57.49%) Land $2,204 Building $56,023 | $145,566 (+57.49%) Land $5,509 Building $140,057 |
| 2023 | $269.00 (-78.38%) Homeowner's exemption | $36,973 (+5.11%) Land $2,204 Building $34,769 | $92,431 (+5.12%) Land $5,509 Building $86,922 |
| 2022 | $1,244.00 Homeowner's exemption | $35,174 Land $2,204 Building $32,970 | $87,933 Land $5,509 Building $82,424 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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