474 Collins Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 474 Collins Rd, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,016 sqft Heated Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$79,500 (2025)
Tax Bill	$967.00 (2025)

Owner

Source: Stephens County records · APN T28 119

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	474 COLLINS RD, TOCCOA, GA 30577-3025
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Deed Doc Number	D2025002589
Deed Book / Page	1419 / 189
Record Refreshed	Jun 08, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 20, 2025
Property Address	474 COLLINS RD, TOCCOA, GA 30577-3025
Document Number	0014190189
Book / Page	1419 / 189
Instrument Date	Aug 16, 2025
Instrument	D2025002589
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 COLLINS RD, TOCCOA, GA 30577-3025

Mortgage

Document Number	D2025002590
Date	Aug 20, 2025
Instrument	D2025002590

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	233 Months
Due	Jan 01, 2045

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (+46.96%)	$27,732 (+50.19%) Land $1,954 Building $25,778	$69,330 (+50.19%) Land $4,886 Building $64,444
2024	$658.00 (+8.4%)	$18,464 (+7.59%) Land $1,954 Building $16,510	$46,162 (+7.59%) Land $4,886 Building $41,276
2023	$607.00 (+33.41%)	$17,162 (+33.21%) Land $1,954 Building $15,208	$42,907 (+33.21%) Land $4,886 Building $38,021
2022	$455.00	$12,883 Land $1,954 Building $10,929	$32,209 Land $4,886 Building $27,323

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`T28 119`
Alternative APN	`746050`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,016 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,682 sqft (0.36 acres)
Porch	Porch
Porch Area	184 sqft Porch
Topography	Gentle Slope Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	746050
Street Address	474 COLLINS RD
City	TOCCOA
State	GA
Zip	30577-3025
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 B F BRUCE S/D & PT BLK 7 L M COLLINS
Legal Subdivision	B F BRUCE
Legal Block	7
Legal Lot Number	2
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	1
Census Block	1011
Census Tract	970302