Alleghany County property record for 509 Clearwater Dr, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,422 sqft · built 1956 |
| Lot Size | 0.129 acres (5,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Apr 2020) |
| Tax Bill | $1,692 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 024B0-01-0F0-0070 |
| Primary APN | 024B0-01-0F0-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 4,367 sqft |
| 1st Floor Area | 868 sqft |
| Basement Area | 868 sqft |
| Finished Basement | 868 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,620 sqft (0.129 acres) |
| Terrain | Rolling |
| Garage Area | 180 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 286 sqft |
| Deck Area | 527 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1749 |
|---|---|
| Street Address | 509 CLEARWATER DR |
| City | COVINGTON |
| State | VA |
| Zip | 24426-6037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 7-BLK F CLEARWATER PARK |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | FALLING SPRING |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 80201 |
509 Clearwater Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Alleghany County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 CLEARWATER DR, COVINGTON, VA 24426-6037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on File |
| Deed Sale | Apr 21, 2020 · Amount on File |
| Prior Sale | Feb 22, 2017 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 509 Clearwater Dr was $1,692.
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,692.00 | $345,400 Land $20,000 Building $325,400 | $345,400 Land $20,000 Building $325,400 |
| 2023 | $186,300 Land $8,000 Building $178,300 | $186,300 Land $8,000 Building $178,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Clearwater Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1985–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Clearwater Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON serves 5,961 people · EPA ID VA2580100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Mar 2024 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures