405 Clearwater Dr, Covington, VA 24426 Property Records

Alleghany County property record for 405 Clearwater Dr, Covington, VA 24426 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1969
Square Footage	1,766 sqft Living Area
Lot Size	430 sqft (0.01 acres)
Occupancy	Owner Occupied
Last Sale	$118,700 (1999)
Tax Bill	$1,002.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`024B0-01-0A0-0210`
Alternative APN	`1647`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,766 sqft Living Area
Gross Area	2,635 sqft Gross Area
1st Floor	1,430 sqft 1st Floor
Basement Area	944 sqft Basement
Unfinished Basement	944 sqft Unfinished
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1969
Exterior Material	Brick Exterior
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	430 sqft (0.01 acres)
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage
Patio Area	329 sqft Patio
Porch Area	40 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	1647
Street Address	405 CLEARWATER DR
City	COVINGTON
State	VA
Zip	24426-6036
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 21 & 22-BLK A CLEARWATER PARK
Legal Block	A
Legal Lot Number	21,22
Jurisdiction	ALLEGHANY VA
Minor Civil Division	FALLING SPRING
Census Blockgroup	1
Census Block	1037
Census Tract	80201

Owner

Source: Alleghany County records · APN 024B0-01-0A0-0210

Assessment roll updated June 11, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 CLEARWATER DR, COVINGTON, VA 24426-6036
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 1999 · Amount on Record
Deed Sale	Feb 25, 1999 · Amount on Record
Deed Book / Page	399 / 572
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated June 11, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Alleghany County
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00	$204,500 (+66.8%) Land $25,000 Building $179,500	$204,500 (+66.8%) Land $25,000 Building $179,500
2023		$122,600 Land $20,000 Building $102,600	$122,600 Land $20,000 Building $102,600

Flood & Wildfire

405 Clearwater Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Alleghany County (51005C), updated February 28, 2014

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 3,125 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.