St. Louis County property record for 509 Chartier Dr, Saint Louis, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,860 sqft · built 1970 |
| Lot Size | 0.353 acres (15,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jul 2013) |
| Tax Bill | $3,425 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10H-42-0052 |
| Primary APN | 10H-42-0052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,573 sqft |
| 1st Floor Area | 1,860 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 15,377 sqft (0.353 acres) |
| Lot Dimensions | 144 ft deep x 125 ft wide |
| Terrain | Below Road/Slope |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 509 CHARTIER DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63135-1253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1B |
| Legal Description | PARC MONCEAU PLAT 1 LOT 73 |
| Legal Subdivision | PARC MONCEAU PLAT 1 |
| Legal Lot Number | 73 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | FERGUSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 211700 |
509 Chartier Dr is owned and occupied by two individuals who bought it in July 2013.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 CHARTIER DR, SAINT LOUIS, MO 63135-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on File |
| Deed Sale | Jul 25, 2013 · Amount on File |
| Prior Sale | Aug 25, 2011 · Amount on File |
| Deed Document Number | 2013672 |
| Deed Book / Page | 20602 / 2288 |
| Prior Transfer Date | Mar 1, 2011 |
| Prior Transfer Doc | 0193872117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 509 CHARTIER DR, SAINT LOUIS, MO 63135-1253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 509 CHARTIER DR, SAINT LOUIS, MO 63135-1253 |
| Document Number | 2025072400019 |
|---|---|
| Date | Jul 24, 2025 |
| Instrument | 2025072400019 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 509 CHARTIER DR, SAINT LOUIS, MO 63135-1253 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 509 CHARTIER DR, SAINT LOUIS, MO 63135-1253 |
| Document Number | 0254083610 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 25408/3610 |
| Instrument | 2022031800554 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 257 Months |
| Due | Aug 1, 2043 |
The 2025 property tax bill for 509 Chartier Dr was $3,425, up 21.2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,970 (-) Land $7,870 Building $42,100 | $263,000 (-) Land $41,400 Building $221,600 | |
| 2025 | $3,425.00 (+21.2%) | $49,970 Land $7,870 Building $42,100 | $263,000 Land $41,400 Building $221,600 |
| 2024 | $2,826.00 (+0.57%) | ||
| 2023 | $2,810.00 (+3.92%) | $39,270 (+18.03%) Land $3,930 Building $35,340 | $206,700 Land $20,700 Building $186,000 |
| 2022 | $2,704.00 | $33,270 Land $5,130 Building $28,140 | |
| 2021 | $175,100 Land $27,000 Building $148,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 Chartier Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Chartier Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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