604 Chartier Dr, Saint Louis, MO 63135 Property Records

St. Louis County property record for 604 Chartier Dr, Saint Louis, MO 63135

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,240 sqft · built 1966
Lot Size0.34 acres (14,789 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Feb 2022)
Tax Bill$3,228 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10H-42-0016

Property Details

APN / Parcel Number

Primary APN10H-42-0016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area2,834 sqft
1st Floor Area1,120 sqft
Family RoomFamily Room
Game RoomGame Room

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialFrame/Masonry
Construction TypeFrame
Foundation TypeRaised
Lot Area14,789 sqft (0.34 acres)
Lot Dimensions122 ft deep x 92 ft wide
TerrainBelow Road/Slope
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area115 sqft
Deck Area36 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address604 CHARTIER DR
CitySAINT LOUIS
StateMO
Zip63135-1256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code22R-1B
Legal DescriptionPARC MONCEAU PLAT 1 LOT 11
Legal SubdivisionPARC MONCEAU PLAT 1
Legal Lot Number11
JurisdictionST LOUIS MO
Township / Civil DivisionFERGUSON
Census Block Group1
Census Block1002
Census Tract211700

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address604 CHARTIER DR, SAINT LOUIS, MO 63135-1256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · VA Mortgage
TRANSTAR NATIONAL TITLE
Feb 8, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 4, 2021Warranty Deed, Transfer · Line of Credit
BDS 44 LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2022 · Amount on Record
Deed SaleFeb 8, 2022 · Amount on Record
Prior SaleOct 4, 2021 · Amount on Record
Deed Document Number202228680
Deed Book / Page25360 / 3718
Prior Transfer DateDec 9, 2004
Prior Transfer Doc0162510304
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateJun 11, 2026
Property Address604 CHARTIER DR, SAINT LOUIS, MO 63135-1256
Document Number0000000164
Instrument DateJun 2, 2026
Instrument2026164
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 CHARTIER DR, SAINT LOUIS, MO 63135-1256

Mortgage

Document Number0000000164,
DateJun 11, 2026
Instrument2026164
Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateFeb 8, 2022
Property Address604 CHARTIER DR, SAINT LOUIS, MO 63135-1256
Document Number0253603718
Book / Page25360 / 3718
Map ReferenceMB 101 PG 24
Instrument DateFeb 7, 2022
Instrument2022020800680
Transaction TypeTransfer
Record UpdatedJun 7, 2022
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address655 LAKEWOOD CT, 655, LAKE SAINT LOUIS, MO 63367-3300

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 CHARTIER DR, SAINT LOUIS, MO 63135-1256

Mortgage

Document Number2022020800681
DateFeb 8, 2022
Instrument2022020800681
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateOct 4, 2021
Property Address604 CHARTIER DR, SAINT LOUIS, MO 63135-1256
Document Number0251464276
Book / Page25146 / 4276
Map ReferenceMB 101 PG 24
Instrument DateSep 23, 2021
Instrument2021100400171
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5621 LISETTE AVE, 5621, SAINT LOUIS, MO 63109-3720

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 LAKEWOOD CT, LAKE SAINT LOUIS, MO 63367-3300

Mortgage

Document Number2021100400172
DateOct 4, 2021
Instrument2021100400172
Lender
NameBDS 44 LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityFerguson City
Unified School DistrictFerguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,290 (-) Land $7,810 Building $42,480$264,700 (-) Land $41,100 Building $223,600
2025$3,228.00 (-0.15%)$50,290 (+11.83%) Land $7,810 Building $42,480$264,700 (+11.83%) Land $41,100 Building $223,600
2024$3,233.00 (+0.59%)
2023$3,214.00 (+10.22%)$44,970 (+25.37%) Land $3,910 Building $41,060$236,700 (+25.37%) Land $20,600 Building $216,100
2022$2,916.00$35,870 Land $5,090 Building $30,780
2021$188,800 Land $26,800 Building $162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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