Avery County property record for 509 Beech Mountain Pkwy, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,166 sqft · built 1934 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700 (Oct 2020) |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1859-17-01-6505-00000 |
| Primary APN | 1859-17-01-6505-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,166 sqft Living Area |
| Gross Area | 3,126 sqft |
| 1st Floor Area | 2,166 sqft |
| Basement Area | 576 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 335 sqft |
| Deck Area | 476 sqft |
| Patio Area | 476 sqft |
| Storage Building | 288 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 74055 |
|---|---|
| Street Address | 509 BEECH MOUNTAIN PKWY |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 1.01 IN CITY LIMITS |
| Legal Subdivision | LEROY D RIDDLE PROP |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 930100 |
Source: Avery County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 MEL OAKS DR, CHAPEL HILL, NC 27516-9305 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG |
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on Record |
| Deed Sale | Oct 9, 2020 · Amount on Record |
| Prior Sale | Jan 11, 2012 · Amount on Record |
| Deed Document Number | 20205550 |
| Deed Book / Page | 550 / 653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 509 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8013 |
| Document Number | 0005500658 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 509 BEECH MOUNTAIN PKWY BEECH MOUNTAIN NC 286048013, BEECH MOUNTAIN, NC 28604-8013 |
| Document Number | 0005500658 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 000550/000658 |
| Instrument | 5551 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 9, 2020 |
| Property Address | 509 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8013 |
| Document Number | 0005500653 |
| Book / Page | 000550 / 000653 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 5550 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 MEL OAK DR CHAPEL HILL NC 275169305, CHAPEL HILL, NC 27516-9305 |
| Document Number | 5500658 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 000550/000658 |
| Instrument | 5551 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Banner Elk Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,030.00 (+104.04%) | $352,400 (-) Land $66,400 Building $286,000 | $352,400 (-) Land $66,400 Building $286,000 |
| 2024 | $1,485.00 (+5.39%) | ||
| 2023 | $1,409.00 (-5.12%) | $352,400 (-) Land $66,400 Building $286,000 | $352,400 (-) Land $66,400 Building $286,000 |
| 2022 | $1,485.00 | $352,400 Land $66,400 Building $286,000 | $352,400 Land $66,400 Building $286,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (1994–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEES-MCRAE -SOUTH CAMPUS private · serves 99 people · EPA ID NC0106422 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | TOWN OF BANNER ELK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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