502 Beech Mountain Pkwy, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 502 Beech Mountain Pkwy, Beech Mountain, NC 28604

Property Summary

Property TypeCommercial
Details3,594 sqft · built 1980
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Jan 2020)
Tax Bill$4,067 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jan 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1859-05-19-9163-00000

Property Details

APN / Parcel Number

Primary APN1859-05-19-9163-00000
Alternative APN
  • 72690

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,594 sqft Gross Area
1st Floor Area3,594 sqft
Basement Area166 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeWood
Roof MaterialMetal
Lot Area19,602 sqft (0.45 acres)
PorchOpen Porch
Deck Area1,480 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number72690
Street Address502 BEECH MOUNTAIN PKWY
CityBEECH MOUNTAIN
StateNC
Zip28604-8013
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionREAL ESTATE AND TAP HOUSE
Legal Lot Number1500
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

502 Beech Mountain Pkwy, a commercial property, is owned by a company that bought it in January 2020.

Source: Avery County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address402 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8012
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Commercial Mortgage
MOUNTAIN COMMUNITY BANK
Jan 28, 2020Warranty Deed, Transfer · Conventional with PMI
JAY B & CYNTHIA M MCCARTNEY
Nov 6, 2019Grant Deed, Transfer
ATTORNEY ONLY
Nov 15, 2017Warranty Deed, Transfer · Conventional Mortgage
JAY & CINDY MCCARTNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2020 · Amount on File
Deed SaleJan 28, 2020 · Amount on File
Prior SaleNov 6, 2019 · Amount on File
Deed Document Number2020527
Deed Book / Page540 / 273
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address502 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8013
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8012

Mortgage

Document Number0000003922
DateJul 6, 2022
Book Page579/576
Instrument2022003922
Lender
NameMOUNTAIN COMMUNITY BANK
TypeBank
AddressBANNER ELK, NC 28604
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueJul 6, 2042

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJan 28, 2020
Property Address502 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8013
Document Number0005400273
Book / Page000540 / 000273
Instrument DateJan 24, 2020
Instrument527
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address402 BEECH MOUNTAIN PKWY BEECH MOUNTAIN NC 286048012, BEECH MOUNTAIN, NC 28604-8012

Mortgage

Document Number5400276
DateJan 28, 2020
Book Page000540/000276
Instrument528
Lender
NameJAY B & CYNTHIA M MCCARTNEY
AddressPO BOX 764, BANNER ELK, NC 28604-0764
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record
Term60 Months
DueJan 27, 2025

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAVERY NC
Recording DateNov 6, 2019
Property Address502 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8013
Document Number0005371257
Book / Page000537 / 001257
Instrument DateOct 25, 2019
Instrument5307
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 764 BANNER ELK NC 286040764, BANNER ELK, NC 28604-0764

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 15, 2017
Property Address502 BEECH MOUNTAIN PKWY, BEECH MOUNTAIN, NC 28604-8013
Document Number0005140722
Book / Page000514 / 000722
Instrument DateNov 15, 2017
Instrument4529
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$998.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address502 BEECH MOUNTAIN PKWY BEECH MOUNTAIN NC 28604, BEECH MOUNTAIN, NC 28604

Mortgage

Document Number5140726
DateNov 15, 2017
Book Page000514/000726
Instrument4530
Lender
NameJAY & CINDY MCCARTNEY
AddressPO BOX 764, BANNER ELK, NC 28604-0764
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 502 Beech Mountain Pkwy was $4,067, up 162.6% from the year before.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,067.00 (+162.56%)$389,800 Land $117,600 Building $272,200$389,800 Land $117,600 Building $272,200
2024$1,549.00
2023$1,549.00 (+15.6%)$387,400 (+15.61%) Land $117,600 Building $269,800$387,400 (+15.61%) Land $117,600 Building $269,800
2022$1,340.00$335,100 Land $117,600 Building $217,500$335,100 Land $117,600 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Beech Mountain Pkwy in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Beech Mountain Pkwy is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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