509 Bear Dr, Golden, CO 80403 Property Records

Gilpin County property record for 509 Bear Dr, Golden, CO 80403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,848 sqft · built 1977
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Dec 2016)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1833-012-00-019`

Property Details

APN / Parcel Number

Primary APN	`1833-012-00-019`
Alternative APN	`R003291`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,848 sqft Heated Area
Gross Area	3,260 sqft
1st Floor Area	1,008 sqft
Upper Floors Area	504 sqft
Basement Area	1,008 sqft
Finished Basement	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Basement
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	740 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R003291
Street Address	509 BEAR DR
City	GOLDEN
State	CO
Zip	80403-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 1 T: 3S R: 72W SUBD: GOLDEN GATE PARK ESTATES LOT: 044 & IMPS
Legal Range	72W
Legal Township	03S
Legal Section	01
Legal Subdivision	GOLDEN GATE PARK ESTATES
Legal Lot Number	44
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2065
Census Tract	13802

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	509 BEAR DR, GOLDEN, CO 80403-8811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
May 5, 2017	Deed of Trust, Transfer · Line of Credit CREDIT UNION/DENVER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2016 · Amount on File
Deed Sale	Dec 12, 2016 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	2016157932
Last Transfer Date	Dec 5, 2023
Transfer Doc	0000175595
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	509 BEAR DR, GOLDEN, CO 80403-8811
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BEAR DR, GOLDEN, CO 80403-8811

Mortgage

Document Number	0000174464
Date	May 23, 2023
Instrument	174464

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	509 BEAR DR, GOLDEN, CO 80403-8811
Document Number	0000167901
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167901
Date	Dec 8, 2020
Instrument	167901

Lender

Name	NORTHPOINTE BANK
Address	3333 DEPOSIT DR NE, GRAND RAPIDS, MI 49546-1467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 7, 2035

May 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	509 BEAR DR, GOLDEN, CO 80403-8811
Document Number	0000159028
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BEAR DR GOLDEN CO 804038811, GOLDEN, CO 80403-8811

Mortgage

Document Number	0000159028
Date	May 15, 2017
Instrument	159028

Lender

Name	CREDIT UNION/DENVER
Type	Credit Union
Address	LAKEWOOD, CO 80226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 14, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00 (+9.68%)	$42,820 (+2.03%) Land $5,130 Building $37,690	$685,100 (+9.38%) Land $82,000 Building $603,100
2024	$1,178.00 (+1.2%)	$41,970 (-) Land $5,050 Building $36,920	$626,360 (-) Land $75,381 Building $550,979
2023	$1,164.00 (+25.43%)	$41,970 (+39.53%) Land $5,050 Building $36,920	$626,360 (+44.73%) Land $75,381 Building $550,979
2022	$928.00	$30,080 Land $4,520 Building $25,560	$432,770 Land $65,000 Building $367,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 86% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Backcountry Broadband Fiber	2,500 / 2,500

May also be available: Visionary Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bear Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures