Gilpin County property record for 498 Bear Dr, Golden, CO 80403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,344 sqft · built 1976 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,000 (Aug 1990) |
| Tax Bill | $856 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1833-012-00-020 |
| Primary APN | 1833-012-00-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,747 sqft |
| 1st Floor Area | 320 sqft |
| Basement Area | 320 sqft |
| Finished Basement | 512 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R003527 |
|---|---|
| Street Address | 498 BEAR DR |
| City | GOLDEN |
| State | CO |
| Zip | 80403-8812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 1 T: 3S R: 72W SUBD: GOLDEN GATE PARK ESTATES LOT: 043 & IMPS |
| Legal Range | 72W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | GOLDEN GATE PARK ESTATES |
| Legal Lot Number | 43 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 13802 |
498 Bear Dr is owned and occupied by an individual who bought it in August 1990.
Source: Gilpin County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 498 BEAR DR, GOLDEN, CO 80403-8812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 1990 · Amount on File |
| Deed Sale | Aug 30, 1990 · Amount on File |
| Deed Book / Page | 506 / 340 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 498 Bear Dr was $856, up 15.8% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $856.00 (+15.83%) | $34,620 (+4.81%) Land $5,130 Building $29,490 | $553,840 (+12.35%) Land $82,000 Building $471,840 |
| 2024 | $739.00 (-19.32%) | $33,030 (-) Land $4,940 Building $28,090 | $492,960 (-) Land $73,769 Building $419,191 |
| 2023 | $916.00 (+12.67%) | $33,030 (+25.3%) Land $4,940 Building $28,090 | $492,960 (+3%) Land $73,769 Building $419,191 |
| 2022 | $813.00 | $26,360 Land $4,520 Building $21,840 | $379,190 Land $65,000 Building $314,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 498 Bear Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Bear Dr is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 86% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Backcountry Broadband Fiber | 2,500 / 2,500 |
May also be available: Visionary Broadband.
5G (outdoors only) and 4G LTE
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