509 5th St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 509 5th St, Spring Lake, MI 49456

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,246 sqft
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Mar 2025)
Tax Bill$2,113 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2018 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN70-03-16-179-004

Property Details

APN / Parcel Number

Primary APN70-03-16-179-004

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,246 sqft Living Area
1st Floor Area910 sqft

Exterior

Lot Area19,166 sqft (0.44 acres)
Lot Dimensions231 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address509 5TH ST
CitySPRING LAKE
StateMI
Zip49456-9200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG 2
Legal DescriptionTHE E 5 RDS OF N 1/2 OF LOT 11 & E 5 RDS LOTS 12, 13, & 14 BLK 7 SCOFIELD & VERMYLE'S ADD TO VIL OF FERRYSBURG
Legal Range15W
Legal Township5N
Legal Section16
Legal SubdivisionSCOFIELD & VERMYLES ADD
Legal Block7
Legal Lot Number11-14
JurisdictionOTTAWA MI
Township / Civil DivisionFERRYSBURG
Census Block Group2
Census Block2002
Census Tract20600

Owner

509 5th St is owned and occupied by two individuals who bought it in March 2025.

Source: Ottawa County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address509 5TH ST, SPRING LAKE, MI 49456-9200
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Deed of Trust, Mortgage · VA Mortgage
JAMES B NUTTER & CO
Sep 20, 2018Warranty Deed, Transfer · VA Mortgage
ATA NATIONAL TITLE GROUP LLC
Sep 20, 2018Warranty Deed, Transfer · VA Mortgage
INDEPENDENT BANK
Feb 1, 2018Deed, Transfer · Commercial Mortgage
FINANCE OF AMERICA COMMERCIAL
Feb 7, 2018Deed, Transfer
Oct 23, 2017Warranty Deed, Foreclosure
Jan 16, 2017Quit Claim Deed, Foreclosure
MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2025 · Amount on File
Deed SaleMar 17, 2025 · Amount on File
Prior SaleSep 20, 2018 · Amount on File
Deed Document Number20256027
Prior Transfer DateMar 12, 2025
Prior Transfer Doc20250006275
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address509 5TH ST, SPRING LAKE, MI 49456-9200
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210035497
DateJul 9, 2021
Instrument2021-0035497
Lender
NameJAMES B NUTTER & CO
TypeMortgage Company
AddressKANSAS CITY, MO 64111
Agreement
TypeVA Mortgage
AmountAmount on Record
Term357 Months
DueApr 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateSep 20, 2018
Property Address509 5TH ST, SPRING LAKE, MI 49456-9200
Document Number20180033555
Map ReferenceLB1 PG106
Instrument DateSep 14, 2018
Instrument2018-0033555
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7100 WESTGATE AVE, 7100, JENISON, MI 49428-8108

Transferred To (Grantee/Buyer)

NameVerified Name
Address13171 RICH ST, GRAND HAVEN, MI 49417-8693

Mortgage

Document Number20180033556
DateSep 20, 2018
Instrument2018-0033556
Lender
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateSep 20, 2018
Property Address509 5TH ST, SPRING LAKE, MI 49456-9200
Document Number20180033555
Map ReferenceLB 1 PG 106
Instrument DateSep 14, 2018
Instrument2018-0033555
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7100 WESTGATE AVE, 7100, JENISON, MI 49428-8108

Transferred To (Grantee/Buyer)

NameVerified Name
Address13171 RICH ST, GRAND HAVEN, MI 49417-8693

Mortgage

Document Number20180033556
DateSep 20, 2018
Instrument2018-0033556
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionOTTAWA MI
Recording DateFeb 1, 2018
Property Address509 5TH ST, SPRING LAKE, MI 49456-9200
Document Number20180003960
Map ReferenceLB1 PG106
Instrument DateJan 26, 2018
Instrument2018-0003960
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7100 WESTGATE AVE, JENISON, MI 49428-8108

Mortgage

Document Number20180003961
DateFeb 1, 2018
Instrument2018-0003961
Lender
NameFINANCE OF AMERICA COMMERCIAL
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionOTTAWA MI
Recording DateFeb 7, 2018
Property Address509 5TH ST, SPRING LAKE, MI 49456-9200
Document Number20180004503
Map ReferenceLB1 PG106
Instrument DateJan 26, 2018
Instrument2018-0004503
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7100 WESTGATE AVE, JENISON, MI 49428-8108

October 2017: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateOct 23, 2017
Property Address509 5TH ST, SPRING LAKE, MI 49456-9200
Document Number20170039400
Map ReferenceLB1 PG106
Instrument DateFeb 14, 2017
Instrument2017-0039400
Transaction TypeForeclosure
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1111 POLARIS PKWY, 1111, COLUMBUS, OH 43240-2031

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Mail Care OfISN CORPORATION SHEPHERD
InvestorPossibly a Property Investor

January 2017: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionOTTAWA MI
Recording DateJan 16, 2017
Property Address509 5TH ST, SPRING LAKE, MI 49456-9200
Document Number20170001871
Map ReferenceLB1 PG106
Instrument DateDec 13, 2016
Instrument2017-0001871
Transaction TypeForeclosure
Record UpdatedAug 12, 2022
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address451 7TH ST SW, 451, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 STATE HIGHWAY 121 BYP, LEWISVILLE, TX 75067-4180
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 509 5th St was $2,113 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
MunicipalityFerrysburg City
Unified School DistrictGrand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,000 (-0.18%)$228,000 (-0.18%)
2025$2,113.00 Homeowner's exemption$114,200$228,400
2023$117,900$235,800
2022$2,100.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1985–1986)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERRYSBURG
serves 3,268 people · EPA ID MI0002285
Water SourcePurchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State InspectionJun 2025
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

Nearby Streets

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