413 5th St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 413 5th St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,878 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2021)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-180-001`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-180-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 5TH ST
City	SPRING LAKE
State	MI
Zip	49456-9156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 2
Legal Description	W 1/2 OF LOTS 13 & 14 BLK 8 SCOFIELD & VERMYLE'S ADD TO VIL OF FERRYSBURG
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	SCOFIELD & VERMYLES ADD
Legal Block	8
Legal Lot Number	13-14
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2001
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 5TH ST, SPRING LAKE, MI 49456-9156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jan 21, 2021	Redemption Deed, Transfer
Nov 18, 2020	Foreclosure
Sep 25, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	20213680
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	20210003680
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 21, 2021
Property Address	413 5TH ST, SPRING LAKE, MI 49456-9156
Document Number	20210003680
Map Reference	LB 1 PG 106
Instrument Date	Dec 17, 2020
Instrument	2021-0003680
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17686 ALLEN AVE, SPRING LAKE, MI 49456-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 5TH ST, SPRING LAKE, MI 49456-9156

Mortgage

Document Number	20210003681
Date	Jan 21, 2021
Instrument	2021-0003681

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 21, 2021
Property Address	413 5TH ST, SPRING LAKE, MI 49456-9156
Document Number	20210003679
Map Reference	LB 1 PG 106
Instrument Date	Dec 15, 2020
Instrument	2021-0003679
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	OTTAWA MI
Recording Date	Nov 18, 2020
Property Address	413 5TH ST, SPRING LAKE, MI 49456-9156
Document Number	20200052135
Instrument Date	Nov 2, 2020
Instrument	2020-0052135
Transaction Type	Foreclosure
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 N MICHIGAN AVE, SHELBY, MI 49455-1078

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 25, 2017
Property Address	413 5TH ST, SPRING LAKE, MI 49456-9156
Document Number	20170035406
Map Reference	LB1 PG106
Instrument Date	Sep 21, 2017
Instrument	2017-0035406
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17686 ALLEN AVE, SPRING LAKE, MI 49456-1501

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,100 (+15.94%)	$234,200 (+15.94%)
2025	$2,781.00 (+3.38%) Homeowner's exemption	$101,000 (+28.34%)	$202,000 (+28.34%)
2023		$78,700	$157,400
2022	$2,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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