509 4th St, Defiance, OH 43512 Property Records

Defiance County property record for 509 4th St, Defiance, OH 43512

Property Summary

Property Type	Office Building
Details	2 ba · 3,869 sqft · built 1930
Lot Size	0.058 acres (2,531 sqft)
Owner	Company Name on File
Last Sale	$105,000 (Nov 2019)
Tax Bill	$3,047 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B011007001600`

Property Details

APN / Parcel Number

Primary APN	`B011007001600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,869 sqft Total Area
Gross Area	8,186 sqft
1st Floor Area	3,869 sqft
Flooring	Tile
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Special
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,531 sqft (0.058 acres)
Lot Dimensions	46 ft deep x 55 ft wide
Porch	Slab
Porch Area	48 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 4TH ST
City	DEFIANCE
State	OH
Zip	43512-2624
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	FIRST ADDITION BLOCK 5 LOT 1 PT BLUEJAY FINANCIAL ABATED RMDL PER CRA 100% FOR 7 YEARS 1/1/25-12/31/31
Legal Subdivision	FIRST ADDITION
Legal Block	5
Legal Lot Number	1
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	1
Census Block	1005
Census Tract	958700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Defiance Downtown Historic District listed 2020 · 73 contributing resources · NRIS 100005021

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

509 4th St, a commercial property, is owned by a company that acquired it in December 2025.

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6315 MOSER RD, DEFIANCE, OH 43512-7110
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Dec 10, 2025	Correction Deed
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Oct 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Nov 21, 2019	Warranty Deed, Transfer · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFF
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Oct 26, 2016 · Amount on File
Deed Document Number	20194661
Deed Book / Page	423 / 2995
Last Transfer Date	Dec 5, 2025
Transfer Doc	00477/2648
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	509 4TH ST, DEFIANCE, OH 43512-2624
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 4TH ST, DEFIANCE, OH 43512-2624

Mortgage

Document Number	000480/580
Date	Mar 25, 2026
Book Page	480/580
Instrument	202600001024

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2036

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	DEFIANCE OH
Recording Date	Dec 10, 2025
Property Address	509 4TH ST, DEFIANCE, OH 43512-2624
Document Number	00477/2648
Book / Page	477 / 2648
Instrument Date	Dec 9, 2025
Instrument	202500005806
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 MOSER RD, DEFIANCE, OH 43512-7110

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	509 4TH ST, DEFIANCE, OH 43512-2624
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 MOSER RD, DEFIANCE, OH 43512-7110

Mortgage

Document Number	000462/923
Date	Feb 9, 2024
Book Page	462/923
Instrument	202400000417

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Feb 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	509 4TH ST, DEFIANCE, OH 43512-2624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CLINTON ST, DEFIANCE, OH 43512-2633

Mortgage

Document Number	432/1718
Date	Oct 27, 2020
Book Page	432/1718
Instrument	202000004982

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 6, 2030

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	509 4TH ST, DEFIANCE, OH 43512-2624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	426/745
Date	Mar 9, 2020
Book Page	426/745
Instrument	202000000963

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 6, 2030

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Nov 21, 2019
Property Address	509 4TH ST, DEFIANCE, OH 43512-2624
Document Number	423/2995
Book / Page	423 / 2995
Map Reference	VOL 115 PG 265
Instrument Date	Nov 20, 2019
Instrument	201900004661
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CLINTON ST, DEFIANCE, OH 43512-2633

Mortgage

Document Number	201900004662
Date	Nov 21, 2019
Instrument	201900004662

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 21, 2029

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	509 4TH ST, DEFIANCE, OH 43512-2624
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408/1060
Date	Nov 29, 2017
Book Page	408/1060
Instrument	201700005058

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Nov 29, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 509 4th St was $3,047.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,047.00	$79,440 (-16.93%) Land $6,570 Building $72,870
2024	$3,047.00 (-33.5%)	$95,630 (-) Land $6,570 Building $89,060	$226,950 (+25.59%) Land $18,760 Building $208,190
2023	$4,582.00 (+17.01%)	$95,630 (+27.39%) Land $6,570 Building $89,060	$180,713 Land $18,771 Building $161,942
2022	$3,916.00	$75,070 Land $6,570 Building $68,500
2020			$214,470 Land $18,760 Building $195,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 4th St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1978–2009)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Mar 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber, RTEC Communications, Verizon.

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