312 4th St, Defiance, OH 43512 Property Records

Defiance County property record for 312 4th St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,494 sqft · built 1915
Lot Size	0.082 acres (3,563 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2024)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B011001004300`

Property Details

APN / Parcel Number

Primary APN	`B011001004300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	912 sqft
Upper Floors Area	546 sqft
Basement Area	728 sqft
Finished Basement	425 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,563 sqft (0.082 acres)
Lot Dimensions	66 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	312 4TH ST
City	DEFIANCE
State	OH
Zip	43512-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT 17 PT (E PT)
Legal Subdivision	OLD PLAT
Legal Lot Number	17
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	1
Census Block	1043
Census Tract	958600

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 4TH ST, DEFIANCE, OH 43512-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit THE HAMLER STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Feb 21, 2013 · Amount on Record
Deed Document Number	20241919
Deed Book / Page	464 / 2304
Prior Transfer Date	Feb 6, 2006
Prior Transfer Doc	00302/1371
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Dec 19, 2022
Property Address	312 4TH ST, DEFIANCE, OH 43512-2604
Document Number	00453/2491
Book / Page	453 / 2491
Instrument Date	Dec 19, 2022
Instrument	202200005518
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	312 4TH ST, DEFIANCE, OH 43512-2604

Mortgage

Document Number	202200005519
Date	Dec 19, 2022
Instrument	202200005519

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	312 4TH ST, DEFIANCE, OH 43512-2604
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	407/0279
Date	Oct 5, 2017
Book Page	407/0279
Instrument	201700004198

Lender

Name	THE HAMLER STATE BANK
Type	Bank
Address	HAMLER, OH 43524

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00	$40,520 (-) Land $2,790 Building $37,730
2024	$1,583.00 (+1.15%)	$40,520 (-) Land $2,790 Building $37,730	$115,770 (%) Land $7,960 Building $107,810
2023	$1,565.00 (+77.24%) Homeowner's exemption	$40,520 (+35.84%) Land $2,790 Building $37,730	$115,771 (+35.82%) Land $7,971 Building $107,800
2022	$883.00 Homeowner's exemption	$29,830 Land $2,760 Building $27,070
2020			$85,240 Land $7,890 Building $77,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	29 (1978–2011)
Most Recent Claim	May 2011 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Mar 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber, RTEC Communications, Verizon.

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