509 4th St, Covington, IN 47932 Property Records

Fountain County property record for 509 4th St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,127 sqft · built 1965
Lot Size	0.167 acres (7,261 sqft)
Owner	Individual Name on Record
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018B0835224016A0`

Property Details

APN / Parcel Number

Primary APN	`018B0835224016A0`
Alternative APNs	`23-06-35-224-016.000-016` `00000993265` `0180005100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,127 sqft Living Area
1st Floor Area	2,127 sqft
Basement Area	743 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,261 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993265
Street Address	509 4TH ST
City	COVINGTON
State	IN
Zip	47932-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00051-00 COLEMANS 1ST 55' NSD 83 MP B08-35-224-016A0
Legal Subdivision	COLEMANS FIRST ADDITION
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	3
Census Block	3027
Census Tract	957800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Residential Historic District listed 2015 · 109 contributing resources · NRIS 15000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fountain County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 4TH ST, COVINGTON, IN 47932-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	509 4TH ST, COVINGTON, IN 47932-1128
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400638
Date	Mar 28, 2024
Instrument	202400638

Lender

Name	TOP FLITE FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	509 4TH ST, COVINGTON, IN 47932-1128
Transaction Type	Mortgage
Record Updated	Aug 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001778
Date	Jul 30, 2020
Instrument	202001778

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (-3.73%) Homeowner's exemption	$203,300 (+15.45%) Land $27,100 Building $176,200	$203,300 (+15.45%) Land $27,100 Building $176,200
2024	$1,770.00 (+6.69%)
2023	$1,659.00 (+2.16%)	$176,100 (+5.7%) Land $23,200 Building $152,900	$176,100 (+5.7%) Land $23,200 Building $152,900
2022	$1,624.00 Homeowner's exemption	$166,600 Land $23,200 Building $143,400	$166,600 Land $23,200 Building $143,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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