Shelby County property record for 509 3rd St, Simpsonville, KY 40067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,962 sqft |
| Lot Size | 1.51 acres (66,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (Jun 2025) |
| Tax Bill | $2,305 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015A-16-001A |
| Primary APN | 015A-16-001A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,962 sqft Living Area |
| Family Room | Family Room |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 66,081 sqft (1.51 acres) |
| Garage Type | Mixed |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 192 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 0025546 |
|---|---|
| Street Address | 509 3RD ST |
| City | SIMPSONVILLE |
| State | KY |
| Zip | 40067-6451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | VESSELS DIV/TR 1/1.517 ACRES |
| Legal Subdivision | VESSELS DIV |
| Legal Tract | 1 |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | SIMPSONVILLE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 40503 |
509 3rd St is owned and occupied by an individual who bought it in June 2025.
Source: Shelby County records, as of February 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 3RD ST, SIMPSONVILLE, KY 40067-6451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on File |
| Deed Sale | Jun 17, 2025 · Amount on File |
| Prior Sale | Jan 11, 2005 · Amount on File |
| Deed Document Number | 556417 |
| Deed Book / Page | D740 / 27 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 509 3RD ST, SIMPSONVILLE, KY 40067-6451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 509 3RD ST, SIMPSONVILLE, KY 40067-6451 |
| Document Number | 00M1263/97 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | M1263/97 |
| Instrument | 481278 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 825 Months |
| Due | Oct 4, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.73% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.73% |
The 2025 property tax bill for 509 3rd St was $2,305 with a homeowner's exemption.
Source: Shelby County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Municipality | Simpsonville City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,305.00 Homeowner's exemption | $250,000 | $250,000 |
| 2023 | $2,390.00 Homeowner's exemption | $250,000 | $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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