432 3rd St, Simpsonville, KY 40067 Property Records

Shelby County property record for 432 3rd St, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,428 sqft · built 1943
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Nov 2020)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`015A-03-001`

Property Details

APN / Parcel Number

Primary APN	`015A-03-001`
Alternative APNs	`0037082` `0059018`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,428 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	0059018
Street Address	432 3RD ST
City	SIMPSONVILLE
State	KY
Zip	40067-6445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSONVILLE
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	3
Census Block	3009
Census Tract	40503

Owner

Source: Shelby County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3700 W LOCUST CIR, PROSPECT, KY 40059-9234
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed, Transfer · Conventional Mortgage PARK COMMUNITY FCU
Nov 4, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	2020465894
Deed Book / Page	672 / 305
Prior Transfer Date	Oct 12, 2020
Prior Transfer Doc	0D0672/305
Record Updated	Jun 8, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Jan 3, 2024
Property Address	432 3RD ST, SIMPSONVILLE, KY 40067-6445
Document Number	00D721/809
Book / Page	D721 / 809
Instrument Date	Dec 26, 2023
Instrument	516061
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 TURNBERRY LN, SHELBYVILLE, KY 40065-7370

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3700 W LOCUST CIR, PROSPECT, KY 40059-9234
Investor	Possibly a Property Investor

Mortgage

Document Number	0000516064
Date	Jan 3, 2024
Instrument	516064

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Nov 4, 2020
Property Address	432 3RD ST, SIMPSONVILLE, KY 40067-6445
Document Number	0D0672/305
Book / Page	D0672 / 305
Instrument Date	Oct 12, 2020
Instrument	465894
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 TURNBERRY LN, SHELBYVILLE, KY 40065-7370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 TURNBERRY LN, SHELBYVILLE, KY 40065-7370

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (-0.92%)	$168,000 (-)	$168,000 (-)
2024	$1,953.00 (+90.54%)	$168,000 (+97.65%)	$168,000 (+97.65%)
2023	$1,025.00	$85,000	$85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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