509 1st St, Cedar Key, FL 32625 Property Records

Levy County property record for 509 1st St, Cedar Key, FL 32625

Property Summary

Property Type	Mobile Home
Details	1.5 ba · 1,840 sqft · built 1974
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Dec 2020)
Tax Bill	$5,361 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08516-001-00`

Property Details

APN / Parcel Number

Primary APN	`08516-001-00`
Alternative APN	`3215130851600100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,840 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	768 sqft
Upper Floors Area	1,072 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,485 sqft (0.08 acres)
Garage Area	560 sqft
Porch	Finished/Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 1ST ST
City	CEDAR KEY
State	FL
Zip	32625
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	32-15-13 CEDAR KEY BLK 3 SOUTH 85 FT LOT 1 & SOUTH 85 FT OF EAST 15 FT OF LOT 2 OR BOOK 1562 PAGE 835
Legal Range	13E
Legal Township	15S
Legal Section	32
Legal Subdivision	CEDAR KEY
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1166
Census Tract	970400

Owner

Source: Levy County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1052 PALISADES DR, JACKSONVILLE, FL 32221-6178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Aug 8, 2003 · Amount on Record
Deed Document Number	2020676264
Deed Book / Page	1562 / 835
Prior Transfer Date	Oct 21, 2005
Prior Transfer Doc	0009800395
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Dec 21, 2020
Property Address	509 1ST ST, CEDAR KEY, FL 32625
Document Number	0015620835
Book / Page	1562 / 835
Map Reference	MB 1 PG 3
Instrument Date	Dec 18, 2020
Instrument	676264
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	LEVY ABSTRACT AND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 NW 30TH BLVD, 3609, GAINESVILLE, FL 32605-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 PALISADES DR, JACKSONVILLE, FL 32221-6178

Mortgage

Document Number	0001562837
Date	Dec 21, 2020
Instrument	1562/837

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Levy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,361.00 (+8.32%) Homeowner's exemption	$268,408 (+5.99%)	$350,520 (-) Land $70,000 Building $280,520
2024	$4,949.00 (-0.36%)
2023	$4,967.00 (+4.77%) Homeowner's exemption	$253,247 (+3%)	$350,520 (+17.58%) Land $70,000 Building $280,520
2022	$4,741.00 Homeowner's exemption	$245,871	$298,108 Land $70,000 Building $228,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR KEY WTP serves 735 people · EPA ID FL2380178
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20